Sep, 30, 2025 — C-B-W SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in SIDMAN, PA with 2 branch locations and about $124.89 million in total assets. Opened 70 years ago in 1956, C-B-W SCHOOLS FEDERAL CREDIT UNION has about 7,322 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | C-B-W SCHOOLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 400 SIDMAN, PA 15955-0400 |
| Phone: | (814) 487-5714 |
| Fax: | (814) 487-4997 |
| Website: | https://www.cbwsfcu.org |
| Branches: | 2 branch locations |
| Members: | 7,322 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11374 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | May 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $124,891,581 |
| CEO/Manager: | Ryan M Glista |
| Chairperson: | James Roccio |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,571,602 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 16,066,506 |
| Unsecured Loans | 823,598 |
| Other Loans | 10,894,436 |
| TOTAL LOANS | 27,784,540 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -156,954 |
| Land And Building | 454,556 |
| Other Fixed Assets | 115,006 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 781,484 |
| All Other Assets | 0 |
| TOTAL ASSETS | 124,891,581 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 99,384 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 71,219 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,582,260 |
| Regular shares | 43,073,439 |
| All Other Shares & Deposits | 31,727,546 |
| TOTAL SHARES & DEPOSITS | 90,383,245 |
| TOTAL LIABILITIES | 90,557,942 |
| Regular Reserve | 0 |
| Other Reserves | -3,717,736 |
| Undivided Earnings | 38,051,375 |
| TOTAL EQUITY | 34,333,639 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 124,891,581 |
| INCOME & EXPENSE | |
| Loan Income | 920,447 |
| Investment Income | 2,150,454 |
| Other Income | 84,804 |
| Total Employee Compensation & Benefits | 630,809 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 518,344 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,000 |
| Cost of Funds | 1,099,433 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 956,537 |
| ↑ Back to Top | |