Sep, 30, 2025 — VACATIONLAND FEDERAL CREDIT UNION is a federal credit union headquartered in SANDUSKY, OH with 5 branch locations and about $313.74 million in total assets. Opened 70 years ago in 1956, VACATIONLAND FEDERAL CREDIT UNION has about 20,753 members and employs 72 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VACATIONLAND FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2911 Hayes Ave SANDUSKY, OH 44870-7206 |
| Phone: | (419) 625-9025 |
| Fax: | |
| Website: | https://www.vlfcu.org |
| Branches: | 5 branch locations |
| Members: | 20,753 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11293 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $313,743,135 |
| CEO/Manager: | Bryan Myers |
| Chairperson: | Jude Hammond |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 30,669,619 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 81,107,857 |
| Unsecured Loans | 11,845,470 |
| Other Loans | 91,655,149 |
| TOTAL LOANS | 184,608,476 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,240,874 |
| Land And Building | 6,400,607 |
| Other Fixed Assets | 1,367,912 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,442,280 |
| All Other Assets | 0 |
| TOTAL ASSETS | 313,743,135 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 7,388,851 |
| Accounts Payable & Other Liabilities | 1,462,009 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 52,526,289 |
| Regular shares | 109,663,810 |
| All Other Shares & Deposits | 106,116,763 |
| TOTAL SHARES & DEPOSITS | 268,306,862 |
| TOTAL LIABILITIES | 277,157,722 |
| Regular Reserve | 0 |
| Other Reserves | -3,590,607 |
| Undivided Earnings | 40,176,020 |
| TOTAL EQUITY | 36,585,413 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 313,743,135 |
| INCOME & EXPENSE | |
| Loan Income | 8,829,539 |
| Investment Income | 2,706,827 |
| Other Income | 2,023,368 |
| Total Employee Compensation & Benefits | 4,521,032 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,564,198 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 616,258 |
| Cost of Funds | 2,996,590 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,275,812 |
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