Sep, 30, 2025 — S R I EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in BIRMINGHAM, AL with 1 branch location and about $3.71 million in total assets. Opened 70 years ago in 1956, S R I EMPLOYEES FEDERAL CREDIT UNION has about 163 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | S R I EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2016 10th Ave S Ste 102A BIRMINGHAM, AL 35205 |
| Phone: | (205) 203-4400 |
| Fax: | |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 163 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11123 |
|---|---|
| Membership Type: | Service - Health Care |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,711,291 |
| CEO/Manager: | Teresa S Johnston |
| Chairperson: | Kenneth Cushing |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 206,219 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 337,106 |
| Unsecured Loans | 39,898 |
| Other Loans | 301,601 |
| TOTAL LOANS | 678,605 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,637 |
| Land And Building | 0 |
| Other Fixed Assets | 1,519 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 24,330 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,711,291 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,981 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,815,855 |
| All Other Shares & Deposits | 493,395 |
| TOTAL SHARES & DEPOSITS | 2,309,251 |
| TOTAL LIABILITIES | 2,315,232 |
| Regular Reserve | 0 |
| Other Reserves | 102,913 |
| Undivided Earnings | 1,293,146 |
| TOTAL EQUITY | 1,396,059 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,711,291 |
| INCOME & EXPENSE | |
| Loan Income | 18,540 |
| Investment Income | 91,114 |
| Other Income | 902 |
| Total Employee Compensation & Benefits | 32,231 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 52,060 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,090 |
| Cost of Funds | 28,666 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -3,491 |
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