Sep, 30, 2025 — W T COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CINCINNATI, OH with 1 branch location and about $4.89 million in total assets. Opened 70 years ago in 1956, W T COMMUNITY FEDERAL CREDIT UNION has about 622 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | W T COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 755 Ohio Pike CINCINNATI, OH 45245 |
| Phone: | (513) 752-6250 |
| Fax: | (513) 752-4951 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 622 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10859 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,887,715 |
| CEO/Manager: | Michele Sheriff |
| Chairperson: | Robert B Wright |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 21,426 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 392,352 |
| Other Loans | 2,336,452 |
| TOTAL LOANS | 2,728,804 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,564 |
| Land And Building | 89,192 |
| Other Fixed Assets | 90,172 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 48,661 |
| All Other Assets | 0 |
| TOTAL ASSETS | 4,887,715 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -7,885 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 641,104 |
| Regular shares | 3,763,580 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 4,404,684 |
| TOTAL LIABILITIES | 4,396,799 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 490,916 |
| TOTAL EQUITY | 490,916 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,887,715 |
| INCOME & EXPENSE | |
| Loan Income | 135,313 |
| Investment Income | 53,204 |
| Other Income | 3,282 |
| Total Employee Compensation & Benefits | 128,063 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 90,762 |
| Non-operating Income & (Expense) | 20,500 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -34,373 |
| Cost of Funds | 3,960 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 23,887 |
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