Sep, 30, 2025 — OHIO VALLEY FEDERAL CREDIT UNION is a federal credit union headquartered in BATAVIA, OH with 1 branch location and about $26.02 million in total assets. Opened 49 years ago in 1977, OHIO VALLEY FEDERAL CREDIT UNION has about 2,114 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OHIO VALLEY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2091 James E Sauls Sr Dr BATAVIA, OH 45103-3255 |
| Phone: | (513) 724-6098 |
| Fax: | (513) 724-6093 |
| Website: | https://www.ovfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,114 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22688 |
|---|---|
| Membership Type: | Multiple common bond - Primarily machinery |
| Corporate Credit Union: | No |
| Year Opened: | 1977 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $26,023,945 |
| CEO/Manager: | Charles L Ward |
| Chairperson: | John Zehler |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 932,630 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,868,430 |
| Unsecured Loans | 445,258 |
| Other Loans | 4,009,440 |
| TOTAL LOANS | 9,693,662 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -58,000 |
| Land And Building | 123,610 |
| Other Fixed Assets | 82,145 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 245,767 |
| All Other Assets | 0 |
| TOTAL ASSETS | 26,023,945 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,113 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 90,264 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,743,606 |
| Regular shares | 10,341,141 |
| All Other Shares & Deposits | 7,530,733 |
| TOTAL SHARES & DEPOSITS | 23,615,480 |
| TOTAL LIABILITIES | 23,708,857 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,315,088 |
| TOTAL EQUITY | 2,315,088 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 26,023,945 |
| INCOME & EXPENSE | |
| Loan Income | 474,487 |
| Investment Income | 376,478 |
| Other Income | 45,057 |
| Total Employee Compensation & Benefits | 246,034 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 437,921 |
| Non-operating Income & (Expense) | -17,528 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,019 |
| Cost of Funds | 126,262 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 128,826 |
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