Sep, 30, 2025 — MORGANTOWN A E S FEDERAL CREDIT UNION is a federal credit union headquartered in MORGANTOWN, WV with 1 branch location and about $37.99 million in total assets. Opened 71 years ago in 1955, MORGANTOWN A E S FEDERAL CREDIT UNION has about 4,251 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MORGANTOWN A E S FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1133 Van Voorhis Rd MORGANTOWN, WV 26505 |
| Phone: | (304) 599-9600 |
| Fax: | (304) 599-1300 |
| Website: | https://www.aesfcu.com |
| Branches: | 1 branch locations |
| Members: | 4,251 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10695 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $37,994,125 |
| CEO/Manager: | Vicki L Moore |
| Chairperson: | Georganne St.Clair |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 930,218 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,888,609 |
| Unsecured Loans | 2,047,565 |
| Other Loans | 11,058,837 |
| TOTAL LOANS | 20,269,264 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -112,779 |
| Land And Building | 1,910,398 |
| Other Fixed Assets | 45,426 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 324,144 |
| All Other Assets | 0 |
| TOTAL ASSETS | 37,994,125 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 223 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 42,435 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,380,423 |
| Regular shares | 24,888,390 |
| All Other Shares & Deposits | 146,909 |
| TOTAL SHARES & DEPOSITS | 34,415,722 |
| TOTAL LIABILITIES | 34,458,380 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,535,745 |
| TOTAL EQUITY | 3,535,745 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 37,994,125 |
| INCOME & EXPENSE | |
| Loan Income | 969,403 |
| Investment Income | 306,205 |
| Other Income | 94,169 |
| Total Employee Compensation & Benefits | 620,072 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 600,072 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 96,215 |
| Cost of Funds | 44,539 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 218,165 |
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