Sep, 30, 2025 — BIG SPRING EDUCATION EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in BIG SPRING, TX with 2 branch locations and about $57.53 million in total assets. Opened 71 years ago in 1955, BIG SPRING EDUCATION EMPLOYEES FEDERAL CREDIT UNION has about 4,272 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BIG SPRING EDUCATION EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1110 S BENTON ST BIG SPRING, TX 79720 |
| Phone: | (432) 263-8393 |
| Fax: | (432) 263-4817 |
| Website: | https://www.bstcu.com |
| Branches: | 2 branch locations |
| Members: | 4,272 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10577 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $57,525,890 |
| CEO/Manager: | Ashley Fowlkes |
| Chairperson: | PAM WALKER |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,913,343 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 2,645,424 |
| Other Loans | 19,206,990 |
| TOTAL LOANS | 21,852,414 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -622,223 |
| Land And Building | 723,371 |
| Other Fixed Assets | 147,296 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 490,505 |
| All Other Assets | 0 |
| TOTAL ASSETS | 57,525,890 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,236 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 234,124 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,969,757 |
| Regular shares | 20,964,938 |
| All Other Shares & Deposits | 13,403,595 |
| TOTAL SHARES & DEPOSITS | 47,338,290 |
| TOTAL LIABILITIES | 47,575,650 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 9,950,240 |
| TOTAL EQUITY | 9,950,240 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 57,525,890 |
| INCOME & EXPENSE | |
| Loan Income | 1,167,870 |
| Investment Income | 1,067,519 |
| Other Income | 292,222 |
| Total Employee Compensation & Benefits | 667,326 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 813,874 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 160,000 |
| Cost of Funds | 11,333 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 884,639 |
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