Sep, 30, 2025 — ALDERSON FCI FEDERAL CREDIT UNION is a federal credit union headquartered in ALDERSON, WV with 2 branch locations and about $8.51 million in total assets. Opened 71 years ago in 1955, ALDERSON FCI FEDERAL CREDIT UNION has about 692 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALDERSON FCI FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box A ALDERSON, WV 24910-0990 |
| Phone: | (304) 445-3300 |
| Fax: | (304) 445-3363 |
| Website: | n/a |
| Branches: | 2 branch locations |
| Members: | 692 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10520 |
|---|---|
| Membership Type: | Single common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,507,512 |
| CEO/Manager: | Carolyn Browning |
| Chairperson: | Thomas C Harvey |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,217,163 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 764,402 |
| Other Loans | 4,598,190 |
| TOTAL LOANS | 5,362,593 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -173,321 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 62,282 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,507,512 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 44,927 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 0 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 6,404,985 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 6,404,985 |
| TOTAL LIABILITIES | 6,449,912 |
| Regular Reserve | 0 |
| Other Reserves | 52,769 |
| Undivided Earnings | 2,004,831 |
| TOTAL EQUITY | 2,057,600 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,507,512 |
| INCOME & EXPENSE | |
| Loan Income | 278,614 |
| Investment Income | 48,154 |
| Other Income | 1,834 |
| Total Employee Compensation & Benefits | 40,637 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 25,139 |
| Non-operating Income & (Expense) | 251 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,500 |
| Cost of Funds | 131,924 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 126,653 |
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