SELFRELIANCE BALTO FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.srbfcu.org for more information.
Sep, 30, 2025 — SELFRELIANCE BALTO FEDERAL CREDIT UNION is a federal credit union headquartered in Baltimore, MD with 1 branch location and about $17.80 million in total assets. Opened 71 years ago in 1955, SELFRELIANCE BALTO FEDERAL CREDIT UNION has about 851 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SELFRELIANCE BALTO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2345 Eastern Ave Baltimore, MD 21224-3612 |
| Phone: | (410) 327-9841 |
| Fax: | (410) 327-9843 |
| Website: | https://www.srbfcu.org |
| Branches: | 1 branch locations |
| Members: | 851 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10511 |
|---|---|
| Membership Type: | Multiple common bond - Primarily faith based |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Oct 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,797,262 |
| CEO/Manager: | Ann P Kerda |
| Chairperson: | Peter Charchalis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,419,771 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,837,087 |
| Unsecured Loans | 368,304 |
| Other Loans | 819,371 |
| TOTAL LOANS | 5,024,762 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -332,698 |
| Land And Building | 375,745 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 157,628 |
| All Other Assets | 0 |
| TOTAL ASSETS | 17,797,262 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 15,709 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,230,348 |
| Regular shares | 5,527,789 |
| All Other Shares & Deposits | 9,301,005 |
| TOTAL SHARES & DEPOSITS | 16,059,142 |
| TOTAL LIABILITIES | 16,074,851 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,722,411 |
| TOTAL EQUITY | 1,722,411 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,797,262 |
| INCOME & EXPENSE | |
| Loan Income | 158,980 |
| Investment Income | 92,050 |
| Other Income | 16,899 |
| Total Employee Compensation & Benefits | 139,910 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 163,670 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -75,000 |
| Cost of Funds | 29,462 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 47,076 |
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