Sep, 30, 2025 — EVERENCE FEDERAL CREDIT UNION is a federal credit union headquartered in LANCASTER, PA with 11 branch locations and about $444.69 million in total assets. Opened 71 years ago in 1955, EVERENCE FEDERAL CREDIT UNION has about 24,738 members and employs 78 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EVERENCE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2160 Lincoln Hwy E Ste 20 LANCASTER, PA 17602 |
| Phone: | (800) 451-5719 |
| Fax: | (717) 735-8331 |
| Website: | https://www.everence.com |
| Branches: | 11 branch locations |
| Members: | 24,738 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10223 |
|---|---|
| Membership Type: | Multiple common bond - Primarily faith based |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $444,686,723 |
| CEO/Manager: | Kristen M Heisey |
| Chairperson: | Kevin Ressler |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 31,607,832 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 255,434,350 |
| Unsecured Loans | 44,899,138 |
| Other Loans | 39,070,855 |
| TOTAL LOANS | 340,167,928 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,463,741 |
| Land And Building | 463,664 |
| Other Fixed Assets | 116,530 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,629,347 |
| All Other Assets | 0 |
| TOTAL ASSETS | 444,686,723 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 20,000,000 |
| Accounts Payable & Other Liabilities | 964,469 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 3,000,000 |
| Share Drafts | 82,445,189 |
| Regular shares | 165,983,735 |
| All Other Shares & Deposits | 143,109,633 |
| TOTAL SHARES & DEPOSITS | 391,538,557 |
| TOTAL LIABILITIES | 415,503,026 |
| Regular Reserve | 0 |
| Other Reserves | -3,572,291 |
| Undivided Earnings | 32,755,988 |
| TOTAL EQUITY | 29,183,697 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 444,686,723 |
| INCOME & EXPENSE | |
| Loan Income | 15,750,410 |
| Investment Income | 2,111,794 |
| Other Income | 390,411 |
| Total Employee Compensation & Benefits | 5,402,100 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,904,807 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 680,517 |
| Cost of Funds | 6,424,059 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,440,858 |
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