Dec, 31, 2023 — GUCO CREDIT UNION is a federally insured state chartered credit union headquartered in GREENVILLE, NC with 1 branch location and about $10.44 million in total assets. Opened 54 years ago in 1970, GUCO CREDIT UNION has about 1,966 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | GUCO CREDIT UNION |
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Address: (Main Office) | 523 Evans St GREENVILLE, NC 27858-2311 |
Phone: | (252) 551-1599 |
Fax: | (252) 758-2831 |
Website: | n/a |
Branches: | 1 branch locations |
Members: | 1,966 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 62985 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1970 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $10,444,146 |
CEO/Manager: | ELIZABETH A WATERS |
Chairperson: | Tony L Smart |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,605,391 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 585,834 |
Other Loans | 4,816,821 |
TOTAL LOANS | 5,402,655 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,223 |
Land And Building | 0 |
Other Fixed Assets | 4,729 |
NCUSIF Deposit | 107,988 |
All Other Assets | 0 |
TOTAL ASSETS | 10,444,146 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 26,576 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 147,294 |
Regular shares | 3,267,586 |
All Other Shares & Deposits | 5,197,938 |
TOTAL SHARES & DEPOSITS | 8,612,818 |
TOTAL LIABILITIES | 8,639,394 |
Regular Reserve | 0 |
Other Reserves | 235,074 |
Undivided Earnings | 1,569,678 |
TOTAL EQUITY | 1,804,752 |
TOTAL LIABILITIES, SHARES, & EQUITY | 10,444,146 |
INCOME & EXPENSE | |
Loan Income | 295,388 |
Investment Income | 79,313 |
Other Income | 2,956 |
Total Employee Compensation & Benefits | 202,872 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 148,959 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,100 |
Cost of Funds | 16,936 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 11,808 |
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