Dec, 31, 2023 — FIRST CAROLINA PEOPLE'S CREDIT UNION is a federally insured state chartered credit union headquartered in GOLDSBORO, NC with 1 branch location and about $32.81 million in total assets. Opened 72 years ago in 1952, FIRST CAROLINA PEOPLE'S CREDIT UNION has about 2,309 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST CAROLINA PEOPLE'S CREDIT UNION |
|---|---|
| Address: (Main Office) | 201 E ASH ST GOLDSBORO, NC 27530 |
| Phone: | (919) 736-0885 |
| Fax: | (919) 736-0892 |
| Website: | https://www.fcpcu.com |
| Branches: | 1 branch locations |
| Members: | 2,309 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62673 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Sep 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $32,812,340 |
| CEO/Manager: | STACEY R JONES |
| Chairperson: | MARK H MCCARY |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,350,719 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,290,585 |
| Unsecured Loans | 2,258,379 |
| Other Loans | 7,091,189 |
| TOTAL LOANS | 26,957,833 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -445,430 |
| Land And Building | 683,106 |
| Other Fixed Assets | 23,151 |
| NCUSIF Deposit | 285,223 |
| All Other Assets | 117,150 |
| TOTAL ASSETS | 32,812,340 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 336,544 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,570,970 |
| Regular shares | 14,463,016 |
| All Other Shares & Deposits | 10,381,288 |
| TOTAL SHARES & DEPOSITS | 29,415,273 |
| TOTAL LIABILITIES | 29,751,817 |
| Regular Reserve | 0 |
| Other Reserves | 1,179,397 |
| Undivided Earnings | 1,881,126 |
| TOTAL EQUITY | 3,060,523 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 32,812,340 |
| INCOME & EXPENSE | |
| Loan Income | 1,409,767 |
| Investment Income | 190,167 |
| Other Income | 67,379 |
| Total Employee Compensation & Benefits | 705,442 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 708,410 |
| Non-operating Income & (Expense) | -5,250 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 96,764 |
| Cost of Funds | 186,877 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 136,918 |
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