Sep, 30, 2025 — FIRST CAROLINA PEOPLE'S CREDIT UNION is a federally insured state chartered credit union headquartered in GOLDSBORO, NC with 1 branch location and about $33.72 million in total assets. Opened 74 years ago in 1952, FIRST CAROLINA PEOPLE'S CREDIT UNION has about 2,253 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST CAROLINA PEOPLE'S CREDIT UNION |
|---|---|
| Address: (Main Office) | 201 E ASH ST GOLDSBORO, NC 27530 |
| Phone: | (919) 736-0885 |
| Fax: | (919) 736-0892 |
| Website: | https://www.fcpcu.com |
| Branches: | 1 branch locations |
| Members: | 2,253 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62673 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,715,131 |
| CEO/Manager: | STACEY R JONES |
| Chairperson: | MARK H MCCARY |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,238,398 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 19,406,738 |
| Unsecured Loans | 2,768,705 |
| Other Loans | 5,972,212 |
| TOTAL LOANS | 28,205,569 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -388,160 |
| Land And Building | 631,644 |
| Other Fixed Assets | 15,743 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 303,442 |
| All Other Assets | 31,025 |
| TOTAL ASSETS | 33,715,131 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 221,434 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,146,493 |
| Regular shares | 12,012,969 |
| All Other Shares & Deposits | 14,369,648 |
| TOTAL SHARES & DEPOSITS | 30,529,109 |
| TOTAL LIABILITIES | 30,752,439 |
| Regular Reserve | 0 |
| Other Reserves | 1,179,397 |
| Undivided Earnings | 1,783,295 |
| TOTAL EQUITY | 2,962,692 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,715,131 |
| INCOME & EXPENSE | |
| Loan Income | 1,312,050 |
| Investment Income | 172,270 |
| Other Income | 56,669 |
| Total Employee Compensation & Benefits | 622,478 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 587,103 |
| Non-operating Income & (Expense) | 2,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 175,539 |
| Cost of Funds | 438,229 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -159,728 |
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