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NORTH CAROLINA COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2020 — NORTH CAROLINA COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in GOLDSBORO, NC with 2 branch locations and about $81.73 million in total assets. Opened 64 years ago in 1957, NORTH CAROLINA COMMUNITY FEDERAL CREDIT UNION has about 6,344 members and employs 23 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 253177308
Name:NORTH CAROLINA COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
2401 EAST ASH STREET
GOLDSBORO, NC 27534
Phone:(800) 734-8204
Fax:
Website:http://www.nccfcu.org
Branches:2 branch locations
Members:6,344
Credit Union Type:Federal Credit Union
Charter Number:12004
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1957
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$81,734,214
CEO/Manager:Chris Hopper
Chairperson:Kevin Wolf

Call Report

  • Commercial Loans
  • Credit Builder
  • Debt Cancellation/Suspension
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 9,308,086
TOTAL INVESTMENTS 39,373,461
Loans Held for Sale 129,884
 
 Real Estate Loans 19,967,914
 Unsecured Loans 1,921,190
 Other Loans 6,852,042
 TOTAL LOANS 28,817,610
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -186,206
 Land And Building 627,427
 Other Fixed Assets 369,739
 NCUSIF Deposit 690,827
 All Other Assets 2,603,386
  TOTAL ASSETS 81,734,214
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 65,592
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 18,535,626
 Regular shares 43,737,782
 All Other Shares & Deposits 11,542,298
  TOTAL SHARES & DEPOSITS 73,815,706
  TOTAL LIABILITIES 73,881,298
 Regular Reserve 1,710,169
 Other Reserves 0
 Undivided Earnings 6,142,747
  TOTAL EQUITY 7,852,916
  TOTAL LIABILITIES, SHARES, & EQUITY 81,734,214
INCOME & EXPENSE  
 Loan Income 1,460,642
 Investment Income 863,687
 Other Income 898,590
 Total Employee Compensation & Benefits 1,527,990
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,380,443
 Non-operating Income & (Expense) -1,866
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 5,000
 Cost of Funds 45,609
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 262,011
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