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BAYOU FEDERAL CREDIT UNION

Jun, 30, 2021 — BAYOU FEDERAL CREDIT UNION is a federal credit union headquartered in BATON ROUGE, LA with 6 branch locations and about $79.03 million in total assets. Opened 67 years ago in 1954, BAYOU FEDERAL CREDIT UNION has about 8,541 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BAYOU FEDERAL CREDIT UNION
Address:
(Main Office)
5880 FLORIDA BLVD
BATON ROUGE, LA 70806-4247
Phone:(225) 925-8800
Fax:(225) 924-1025
Website:http://www.bayoufcu.org
Branches:6 branch locations
Members:8,541
Credit Union Type:Federal Credit Union
Charter Number:9931
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1954
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$79,025,870
CEO/Manager:Rhonda S Linzy
Chairperson:George Munn

Call Report

  • Payday Alternative Loans (PAL Loans)
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,694,480
TOTAL INVESTMENTS 13,930,841
Loans Held for Sale 0
 
 Real Estate Loans 15,163,745
 Unsecured Loans 1,226,727
 Other Loans 33,897,915
 TOTAL LOANS 50,288,387
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -260,428
 Land And Building 2,240,146
 Other Fixed Assets 84,282
 NCUSIF Deposit 652,195
 All Other Assets 6,395,967
  TOTAL ASSETS 79,025,870
LIABILITIES & CAPITAL:  
 Dividends Payable 124,081
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 210,973
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 12,877,179
 Regular shares 41,266,320
 All Other Shares & Deposits 15,943,977
  TOTAL SHARES & DEPOSITS 70,087,476
  TOTAL LIABILITIES 70,422,530
 Regular Reserve 1,300,427
 Other Reserves -2,233,297
 Undivided Earnings 9,536,210
  TOTAL EQUITY 8,603,340
  TOTAL LIABILITIES, SHARES, & EQUITY 79,025,870
INCOME & EXPENSE  
 Loan Income 1,102,048
 Investment Income 61,747
 Other Income 270,974
 Total Employee Compensation & Benefits 640,186
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 698,986
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,982
 Cost of Funds 68,035
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 189,350
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