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BAYOU FEDERAL CREDIT UNION

Dec, 31, 2021 — BAYOU FEDERAL CREDIT UNION is a federal credit union headquartered in BATON ROUGE, LA with 6 branch locations and about $81.18 million in total assets. Opened 68 years ago in 1954, BAYOU FEDERAL CREDIT UNION has about 8,422 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BAYOU FEDERAL CREDIT UNION
Address:
(Main Office)
5880 Florida Blvd
BATON ROUGE, LA 70806-4247
Phone:(225) 925-8800
Fax:(225) 924-1025
Website:http://www.bayoufcu.org
Branches:6 branch locations
Members:8,422
Credit Union Type:Federal Credit Union
Charter Number:9931
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1954
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$81,184,482
CEO/Manager:Rhonda S Linzy
Chairperson:George Munn

Call Report

  • Payday Alternative Loans (PAL Loans)
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,727,876
TOTAL INVESTMENTS 14,639,317
Loans Held for Sale 0
 
 Real Estate Loans 15,931,265
 Unsecured Loans 1,370,013
 Other Loans 33,522,530
 TOTAL LOANS 50,823,808
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -247,755
 Land And Building 2,218,544
 Other Fixed Assets 73,098
 NCUSIF Deposit 684,732
 All Other Assets 7,264,862
  TOTAL ASSETS 81,184,482
LIABILITIES & CAPITAL:  
 Dividends Payable 122,057
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 185,747
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 13,800,349
 Regular shares 40,880,670
 All Other Shares & Deposits 16,474,747
  TOTAL SHARES & DEPOSITS 71,155,766
  TOTAL LIABILITIES 71,463,570
 Regular Reserve 1,300,427
 Other Reserves -1,366,672
 Undivided Earnings 9,787,157
  TOTAL EQUITY 9,720,912
  TOTAL LIABILITIES, SHARES, & EQUITY 81,184,482
INCOME & EXPENSE  
 Loan Income 2,220,027
 Investment Income 117,024
 Other Income 696,880
 Total Employee Compensation & Benefits 1,351,430
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,430,001
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 5,212
 Cost of Funds 129,595
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 440,298
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