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EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION

Jun, 30, 2021 — EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in Baton Rouge, LA with 1 branch location and about $4.99 million in total assets. Opened 70 years ago in 1951, EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION has about 2,076 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
4836 Plank Rd
Baton Rouge, LA 70805
Phone:(225) 355-8896
Fax:(225) 355-8897
Website:http://www.ebrteachersfcu.org
Branches:1 branch locations
Members:2,076
Credit Union Type:Federal Credit Union
Charter Number:7253
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1951
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$4,989,612
CEO/Manager:Evangeline D Spurlock
Chairperson:Herbert A Pate

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,475,836
TOTAL INVESTMENTS 759,116
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 553,202
 Other Loans 1,194,161
 TOTAL LOANS 1,747,363
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -88,752
 Land And Building 26,231
 Other Fixed Assets 24,807
 NCUSIF Deposit 37,705
 All Other Assets 7,306
  TOTAL ASSETS 4,989,612
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 46,970
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 570,200
 Regular shares 3,483,058
 All Other Shares & Deposits 397,059
  TOTAL SHARES & DEPOSITS 4,450,317
  TOTAL LIABILITIES 4,497,287
 Regular Reserve 400,000
 Other Reserves 0
 Undivided Earnings 92,325
  TOTAL EQUITY 492,325
  TOTAL LIABILITIES, SHARES, & EQUITY 4,989,612
INCOME & EXPENSE  
 Loan Income 91,539
 Investment Income 286
 Other Income 36,713
 Total Employee Compensation & Benefits 82,763
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 113,227
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 45,000
 Cost of Funds 8,296
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -83,112
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