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National Credit Union Service Organization

POSTAL CREDIT UNION

Jun, 30, 2021 — POSTAL CREDIT UNION is a federally insured state chartered credit union headquartered in BATON ROUGE, LA with 2 branch locations and about $26.57 million in total assets. Opened 90 years ago in 1931, POSTAL CREDIT UNION has about 3,774 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:POSTAL CREDIT UNION
Address:
(Main Office)
P. O. BOX 167
BATON ROUGE, LA 70821
Phone:(225) 383-4109
Fax:(225) 383-7063
Website:http://www.brlapcu.com
Branches:2 branch locations
Members:3,774
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62148
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1931
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$26,567,423
CEO/Manager:Tynita K Howard
Chairperson:GWENDOLYN STEVENSON

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,622,708
TOTAL INVESTMENTS 7,949,536
Loans Held for Sale 0
 
 Real Estate Loans 5,910,488
 Unsecured Loans 671,610
 Other Loans 3,631,209
 TOTAL LOANS 10,213,307
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -249,826
 Land And Building 688,876
 Other Fixed Assets 45,053
 NCUSIF Deposit 199,999
 All Other Assets 97,770
  TOTAL ASSETS 26,567,423
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 127,826
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,270,274
 Regular shares 17,821,625
 All Other Shares & Deposits 1,611,845
  TOTAL SHARES & DEPOSITS 21,703,744
  TOTAL LIABILITIES 21,831,570
 Regular Reserve 2,299,222
 Other Reserves 400,903
 Undivided Earnings 2,035,728
  TOTAL EQUITY 4,735,853
  TOTAL LIABILITIES, SHARES, & EQUITY 26,567,423
INCOME & EXPENSE  
 Loan Income 260,270
 Investment Income 18,701
 Other Income 70,457
 Total Employee Compensation & Benefits 244,269
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 231,317
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 12,134
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -132,350
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