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National Credit Union Service Organization

POSTAL CREDIT UNION

Dec, 31, 2021 — POSTAL CREDIT UNION is a federally insured state chartered credit union headquartered in BATON ROUGE, LA with 2 branch locations and about $26.30 million in total assets. Opened 91 years ago in 1931, POSTAL CREDIT UNION has about 2,480 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:POSTAL CREDIT UNION
Address:
(Main Office)
510 N 6th St
BATON ROUGE, LA 70802-5405
Phone:(225) 383-4109
Fax:(225) 383-7063
Website:http://www.brlapcu.com
Branches:2 branch locations
Members:2,480
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62148
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1931
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$26,300,314
CEO/Manager:Tynita K Howard
Chairperson:GWENDOLYN STEVENSON

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,182,804
TOTAL INVESTMENTS 11,288,083
Loans Held for Sale 0
 
 Real Estate Loans 5,832,678
 Unsecured Loans 786,760
 Other Loans 3,459,144
 TOTAL LOANS 10,078,582
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -250,833
 Land And Building 676,620
 Other Fixed Assets 37,739
 NCUSIF Deposit 199,999
 All Other Assets 87,320
  TOTAL ASSETS 26,300,314
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 161,219
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,113,980
 Regular shares 17,684,107
 All Other Shares & Deposits 1,590,853
  TOTAL SHARES & DEPOSITS 21,388,940
  TOTAL LIABILITIES 21,550,159
 Regular Reserve 2,299,222
 Other Reserves 400,903
 Undivided Earnings 2,050,030
  TOTAL EQUITY 4,750,155
  TOTAL LIABILITIES, SHARES, & EQUITY 26,300,314
INCOME & EXPENSE  
 Loan Income 520,469
 Investment Income 35,272
 Other Income 135,649
 Total Employee Compensation & Benefits 457,510
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 434,989
 Non-operating Income & (Expense) 164,615
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 23,770
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -48,567
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