Sep, 30, 2025 — BAYOU FEDERAL CREDIT UNION is a federal credit union headquartered in BATON ROUGE, LA with 4 branch locations and about $82.35 million in total assets. Opened 72 years ago in 1954, BAYOU FEDERAL CREDIT UNION has about 7,766 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BAYOU FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5880 Florida Blvd BATON ROUGE, LA 70806-4247 |
| Phone: | (225) 925-8800 |
| Fax: | (225) 924-1025 |
| Website: | https://www.bayoufcu.org |
| Branches: | 4 branch locations |
| Members: | 7,766 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9931 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $82,350,080 |
| CEO/Manager: | Rhonda S Linzy |
| Chairperson: | George Munn |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,057,109 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 18,251,975 |
| Unsecured Loans | 1,508,536 |
| Other Loans | 37,401,465 |
| TOTAL LOANS | 57,161,976 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -226,022 |
| Land And Building | 2,247,274 |
| Other Fixed Assets | 81,484 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 662,552 |
| All Other Assets | 80,543 |
| TOTAL ASSETS | 82,350,080 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 557,023 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 284,252 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,505,138 |
| Regular shares | 32,227,723 |
| All Other Shares & Deposits | 26,023,560 |
| TOTAL SHARES & DEPOSITS | 69,756,421 |
| TOTAL LIABILITIES | 70,597,696 |
| Regular Reserve | 0 |
| Other Reserves | -512,044 |
| Undivided Earnings | 12,264,428 |
| TOTAL EQUITY | 11,752,384 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 82,350,080 |
| INCOME & EXPENSE | |
| Loan Income | 2,189,479 |
| Investment Income | 439,783 |
| Other Income | 244,339 |
| Total Employee Compensation & Benefits | 971,690 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 956,534 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 96,626 |
| Cost of Funds | 690,622 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 364,149 |
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