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BAYOU FEDERAL CREDIT UNION

Sep, 30, 2025 — BAYOU FEDERAL CREDIT UNION is a federal credit union headquartered in BATON ROUGE, LA with 4 branch locations and about $82.35 million in total assets. Opened 72 years ago in 1954, BAYOU FEDERAL CREDIT UNION has about 7,766 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BAYOU FEDERAL CREDIT UNION
Address:
(Main Office)
5880 Florida Blvd
BATON ROUGE, LA 70806-4247
Phone:(225) 925-8800
Fax:(225) 924-1025
Website:https://www.bayoufcu.org
Branches:4 branch locations
Members:7,766
Credit Union Type:Federal Credit Union
Charter Number:9931
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1954
Last Audited:Dec 01, 2024
FHLB Member:No
Low Income Designation:No
Assets:$82,350,080
CEO/Manager:Rhonda S Linzy
Chairperson:George Munn

Call Report

  • Payday Alternative Loans (PAL Loans)
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,057,109
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 18,251,975
 Unsecured Loans 1,508,536
 Other Loans 37,401,465
 TOTAL LOANS 57,161,976
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -226,022
 Land And Building 2,247,274
 Other Fixed Assets 81,484
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 662,552
 All Other Assets 80,543
  TOTAL ASSETS 82,350,080
LIABILITIES & CAPITAL:  
 Dividends Payable 557,023
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 284,252
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 11,505,138
 Regular shares 32,227,723
 All Other Shares & Deposits 26,023,560
  TOTAL SHARES & DEPOSITS 69,756,421
  TOTAL LIABILITIES 70,597,696
 Regular Reserve 0
 Other Reserves -512,044
 Undivided Earnings 12,264,428
  TOTAL EQUITY 11,752,384
  TOTAL LIABILITIES, SHARES, & EQUITY 82,350,080
INCOME & EXPENSE  
 Loan Income 2,189,479
 Investment Income 439,783
 Other Income 244,339
 Total Employee Compensation & Benefits 971,690
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 956,534
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 96,626
 Cost of Funds 690,622
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 364,149
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