Sep, 30, 2025 — CAPITAL AREA FEDERAL CREDIT UNION is a federal credit union headquartered in AUGUSTA, ME with 1 branch location and about $68.41 million in total assets. Opened 72 years ago in 1954, CAPITAL AREA FEDERAL CREDIT UNION has about 4,006 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CAPITAL AREA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2010 N Belfast ave AUGUSTA, ME 04330 |
| Phone: | (207) 622-3442 |
| Fax: | (207) 623-4133 |
| Website: | https://www.capitalareafcu.org |
| Branches: | 1 branch locations |
| Members: | 4,006 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9919 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $68,408,911 |
| CEO/Manager: | Diana Winkley |
| Chairperson: | Thomas Doore |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,796,495 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 24,515,437 |
| Unsecured Loans | 2,568,714 |
| Other Loans | 25,830,306 |
| TOTAL LOANS | 52,914,457 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -298,068 |
| Land And Building | 501,338 |
| Other Fixed Assets | 39,495 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 551,010 |
| All Other Assets | 38,000 |
| TOTAL ASSETS | 68,408,911 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 950,759 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,316,444 |
| Regular shares | 25,558,978 |
| All Other Shares & Deposits | 20,775,223 |
| TOTAL SHARES & DEPOSITS | 55,650,646 |
| TOTAL LIABILITIES | 56,601,405 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 11,807,506 |
| TOTAL EQUITY | 11,807,506 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 68,408,911 |
| INCOME & EXPENSE | |
| Loan Income | 2,660,477 |
| Investment Income | 350,488 |
| Other Income | 457,677 |
| Total Employee Compensation & Benefits | 966,914 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 969,698 |
| Non-operating Income & (Expense) | 37,758 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 162,539 |
| Cost of Funds | 673,929 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 733,320 |
| ↑ Back to Top | |