Sep, 30, 2025 — AUBURN COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in AUBURN, NY with 4 branch locations and about $117.16 million in total assets. Opened 90 years ago in 1936, AUBURN COMMUNITY FEDERAL CREDIT UNION has about 7,750 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AUBURN COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 65 WRIGHT CIR AUBURN, NY 13021-3135 |
| Phone: | (315) 253-2934 |
| Fax: | (315) 253-0781 |
| Website: | https://www.auburnfcu.com |
| Branches: | 4 branch locations |
| Members: | 7,750 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 988 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $117,159,880 |
| CEO/Manager: | SAVERIO (SAM) A SCRO |
| Chairperson: | KATHRYN JOHNSON |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,451,921 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 13,997,351 |
| Unsecured Loans | 2,383,895 |
| Other Loans | 19,375,817 |
| TOTAL LOANS | 35,757,064 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -206,327 |
| Land And Building | 4,045,517 |
| Other Fixed Assets | 328,390 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 977,451 |
| All Other Assets | 0 |
| TOTAL ASSETS | 117,159,880 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 112,551 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,167,379 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 26,169,734 |
| Regular shares | 55,912,418 |
| All Other Shares & Deposits | 18,193,471 |
| TOTAL SHARES & DEPOSITS | 100,275,624 |
| TOTAL LIABILITIES | 102,555,554 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 14,604,326 |
| TOTAL EQUITY | 14,604,326 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 117,159,880 |
| INCOME & EXPENSE | |
| Loan Income | 1,692,086 |
| Investment Income | 1,690,763 |
| Other Income | 627,809 |
| Total Employee Compensation & Benefits | 1,373,336 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,636,860 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 83,004 |
| Cost of Funds | 201,158 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 789,861 |
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