Sep, 30, 2025 — SOUTHEAST TEXAS CREDIT UNION (EASTEX) is a non-federally insured state credit union headquartered in BUNA, TX with 5 branch locations and about $122.69 million in total assets. Opened 71 years ago in 1955, SOUTHEAST TEXAS CREDIT UNION (EASTEX) has about 11,407 members and employs 33 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SOUTHEAST TEXAS CREDIT UNION |
|---|---|
| Address: (Main Office) | 966 FM 105 BUNA, TX 77612 |
| Phone: | (409) 276-2525 |
| Fax: | (409) 276-2522 |
| Website: | https://www.eastexcu.org |
| Branches: | 5 branch locations |
| Members: | 11,407 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97098 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $122,693,249 |
| CEO/Manager: | Loretta J Chatagnier |
| Chairperson: | James Parsley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,486,482 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,784,106 |
| Unsecured Loans | 6,998,464 |
| Other Loans | 52,442,609 |
| TOTAL LOANS | 63,225,179 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -540,014 |
| Land And Building | 2,611,823 |
| Other Fixed Assets | 653,290 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 11,021 |
| TOTAL ASSETS | 122,693,249 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,454 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 685,679 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 23,443,723 |
| Regular shares | 52,240,809 |
| All Other Shares & Deposits | 32,325,946 |
| TOTAL SHARES & DEPOSITS | 108,010,478 |
| TOTAL LIABILITIES | 108,698,611 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 13,994,638 |
| TOTAL EQUITY | 13,994,638 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 122,693,249 |
| INCOME & EXPENSE | |
| Loan Income | 2,960,617 |
| Investment Income | 1,503,729 |
| Other Income | 1,459,359 |
| Total Employee Compensation & Benefits | 1,705,159 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,223,542 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 416,262 |
| Cost of Funds | 838,911 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 869,244 |
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