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MCT CREDIT UNION

Jun, 30, 2021 — MCT CREDIT UNION is a non-federally insured state credit union headquartered in Port Neches, TX with 5 branch locations and about $365.54 million in total assets. Opened 68 years ago in 1953, MCT CREDIT UNION has about 20,594 members and employs 84 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 313187649
Name:MCT CREDIT UNION
Address:
(Main Office)
PO Box 279
Port Neches, TX 77651
Phone:(409) 727-1446
Fax:(409) 724-3509
Website:http://www.mctcu.org
Branches:5 branch locations
Members:20,594
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:97089
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Mar 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$365,539,294
CEO/Manager:THAD ANGELLE
Chairperson:REBECCA DEMETER

Call Report

  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 52,817,229
TOTAL INVESTMENTS 93,610,422
Loans Held for Sale 299,514
 
 Real Estate Loans 105,630,888
 Unsecured Loans 14,622,869
 Other Loans 76,404,693
 TOTAL LOANS 196,848,406
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -304,320
 Land And Building 7,519,914
 Other Fixed Assets 391,688
 NCUSIF Deposit 0
 All Other Assets 14,356,441
  TOTAL ASSETS 365,539,294
LIABILITIES & CAPITAL:  
 Dividends Payable 81,009
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 7,442,680
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 120,124,821
 Regular shares 111,063,502
 All Other Shares & Deposits 94,596,776
  TOTAL SHARES & DEPOSITS 325,785,099
  TOTAL LIABILITIES 333,308,788
 Regular Reserve 3,933,573
 Other Reserves -3,272,372
 Undivided Earnings 31,569,305
  TOTAL EQUITY 32,230,506
  TOTAL LIABILITIES, SHARES, & EQUITY 365,539,294
INCOME & EXPENSE  
 Loan Income 4,443,608
 Investment Income 436,554
 Other Income 665,626
 Total Employee Compensation & Benefits 3,184,611
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,208,565
 Non-operating Income & (Expense) 201,739
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 14,413
 Cost of Funds 539,276
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 655,563
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