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VIDOR TEACHERS FEDERAL CREDIT UNION

Jun, 30, 2021 — VIDOR TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in Vidor, TX with 1 branch location and about $3.58 million in total assets. Opened 48 years ago in 1973, VIDOR TEACHERS FEDERAL CREDIT UNION has about 540 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:VIDOR TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
120 E. Bolivar
Vidor, TX 77662
Phone:(409) 769-3348
Fax:(409) 769-3799
Website:n/a
Branches:1 branch locations
Members:540
Credit Union Type:Federal Credit Union
Charter Number:21368
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1973
Last Audited:May 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$3,583,653
CEO/Manager:Krystal K Trahan
Chairperson:Janet Bradley

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 257,789
TOTAL INVESTMENTS 1,034,233
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 154,477
 Other Loans 2,111,716
 TOTAL LOANS 2,266,193
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -7,039
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 29,693
 All Other Assets 2,784
  TOTAL ASSETS 3,583,653
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 0
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,838,874
 All Other Shares & Deposits 1,235,741
  TOTAL SHARES & DEPOSITS 3,074,615
  TOTAL LIABILITIES 3,074,615
 Regular Reserve 33,454
 Other Reserves 0
 Undivided Earnings 475,584
  TOTAL EQUITY 509,038
  TOTAL LIABILITIES, SHARES, & EQUITY 3,583,653
INCOME & EXPENSE  
 Loan Income 45,827
 Investment Income 2,206
 Other Income 176
 Total Employee Compensation & Benefits 18,586
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 13,780
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 12,438
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,405
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