Dec, 31, 2023 — GREATER CINCINNATI SCHOOL CREDIT UNION is a non-federally insured state credit union headquartered in CINCINNATI, OH with 4 branch locations and about $126.41 million in total assets. Opened 2024 years ago in 0, GREATER CINCINNATI SCHOOL CREDIT UNION has about 9,021 members and employs 27 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GREATER CINCINNATI SCHOOL CREDIT UNION |
|---|---|
| Address: (Main Office) | 7221 Montgomery Rd CINCINNATI, OH 45236 |
| Phone: | (513) 559-1234 |
| Fax: | (513) 793-0138 |
| Website: | https://www.gccu.org |
| Branches: | 4 branch locations |
| Members: | 9,021 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 96722 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 0 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $126,414,639 |
| CEO/Manager: | Phil Kiley |
| Chairperson: | Harriet Russell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 43,996,456 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 28,873,918 |
| Unsecured Loans | 6,520,889 |
| Other Loans | 21,781,051 |
| TOTAL LOANS | 57,175,858 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -224,722 |
| Land And Building | 2,333,141 |
| Other Fixed Assets | 98,473 |
| NCUSIF Deposit | 0 |
| All Other Assets | 10,846 |
| TOTAL ASSETS | 126,414,639 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 64,811 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 677,061 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 20,918,836 |
| Regular shares | 59,343,237 |
| All Other Shares & Deposits | 32,271,118 |
| TOTAL SHARES & DEPOSITS | 112,533,192 |
| TOTAL LIABILITIES | 113,275,064 |
| Regular Reserve | 0 |
| Other Reserves | 7,967,274 |
| Undivided Earnings | 5,172,301 |
| TOTAL EQUITY | 13,139,575 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 126,414,639 |
| INCOME & EXPENSE | |
| Loan Income | 3,234,557 |
| Investment Income | 2,700,754 |
| Other Income | 741,754 |
| Total Employee Compensation & Benefits | 1,473,363 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 2,681,243 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 114,000 |
| Cost of Funds | 525,966 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,112,082 |
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» See also Statement of Financial Condition