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L & N FEDERAL CREDIT UNION

Mar, 31, 2022 — L & N FEDERAL CREDIT UNION is a federal credit union headquartered in LOUISVILLE, KY with 20 branch locations and about $1.92 billion in total assets. Opened 68 years ago in 1954, L & N FEDERAL CREDIT UNION has about 106,109 members and employs 277 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 283079227
Name:L & N FEDERAL CREDIT UNION
Address:
(Main Office)
9115 Smyrna Pkwy
LOUISVILLE, KY 40229-1578
Phone:(502) 368-5858
Fax:(502) 515-8390
Website:http://www.lnfcu.com
Branches:20 branch locations
Members:106,109
Credit Union Type:Federal Credit Union
Charter Number:9260
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1954
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$1,922,395,011
CEO/Manager:Christopher S Brown
Chairperson:Claude Simpson

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 321,790,531
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,146,918,975
 Unsecured Loans 20,331,927
 Other Loans 82,475,120
 TOTAL LOANS 1,249,937,627
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,654,283
 Land And Building 42,870,746
 Other Fixed Assets 5,602,873
 NCUSIF Deposit 14,149,056
 All Other Assets 124,814
  TOTAL ASSETS 1,922,395,011
LIABILITIES & CAPITAL:  
 Dividends Payable 1,478,320
 Notes & Interest Payable 69,967,907
 Accounts Payable & Other Liabilities 16,695,961
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 294,805,551
 Regular shares 593,343,646
 All Other Shares & Deposits 751,664,677
  TOTAL SHARES & DEPOSITS 1,639,813,874
  TOTAL LIABILITIES 1,727,956,062
 Regular Reserve 0
 Other Reserves 13,571,141
 Undivided Earnings 180,867,808
  TOTAL EQUITY 194,438,949
  TOTAL LIABILITIES, SHARES, & EQUITY 1,922,395,011
INCOME & EXPENSE  
 Loan Income 12,000,789
 Investment Income 1,226,372
 Other Income 2,473,160
 Total Employee Compensation & Benefits 6,288,091
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 5,037,226
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 250,000
 Cost of Funds 2,353,601
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,658,898
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