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LOUISVILLE GAS AND ELECTRIC COMPANY CREDIT UNION

Jun, 30, 2023 — LOUISVILLE GAS AND ELECTRIC COMPANY CREDIT UNION is a federally insured state chartered credit union headquartered in LOUISVILLE, KY with 2 branch locations and about $45.54 million in total assets. Opened 90 years ago in 1934, LOUISVILLE GAS AND ELECTRIC COMPANY CREDIT UNION has about 3,034 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 283079353
Name:LOUISVILLE GAS AND ELECTRIC COMPANY CREDIT UNION
Address:
(Main Office)
820 W Broadway
LOUISVILLE, KY 40202
Phone:(502) 627-3140
Fax:(502) 627-4670
Website:https://www.lgecu.org
Branches:2 branch locations
Members:3,034
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61123
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1934
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$45,540,605
CEO/Manager:Sharon L Beaven
Chairperson:Samantha Stickler

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,461,709
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 8,808,987
 Unsecured Loans 2,003,497
 Other Loans 14,780,465
 TOTAL LOANS 25,608,269
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -79,416
 Land And Building 0
 Other Fixed Assets 12,786
 NCUSIF Deposit 386,589
 All Other Assets 0
  TOTAL ASSETS 45,540,605
LIABILITIES & CAPITAL:  
 Dividends Payable 725
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 100,345
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,664,356
 Regular shares 19,078,911
 All Other Shares & Deposits 16,137,610
  TOTAL SHARES & DEPOSITS 38,880,877
  TOTAL LIABILITIES 38,981,947
 Regular Reserve 0
 Other Reserves 514,474
 Undivided Earnings 6,044,184
  TOTAL EQUITY 6,558,658
  TOTAL LIABILITIES, SHARES, & EQUITY 45,540,605
INCOME & EXPENSE  
 Loan Income 749,440
 Investment Income 163,064
 Other Income 68,803
 Total Employee Compensation & Benefits 342,127
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 421,499
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 56,105
 Cost of Funds 127,304
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 185,346
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