Sep, 30, 2025 — LOUISVILLE GAS AND ELECTRIC COMPANY CREDIT UNION is a federally insured state chartered credit union headquartered in LOUISVILLE, KY with 1 branch location and about $48.42 million in total assets. Opened 92 years ago in 1934, LOUISVILLE GAS AND ELECTRIC COMPANY CREDIT UNION has about 2,799 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LOUISVILLE GAS AND ELECTRIC COMPANY CREDIT UNION |
|---|---|
| Address: (Main Office) | 820 W Broadway LOUISVILLE, KY 40202 |
| Phone: | (502) 627-3140 |
| Fax: | (502) 627-4670 |
| Website: | https://www.lgecu.org |
| Branches: | 1 branch locations |
| Members: | 2,799 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61123 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $48,421,676 |
| CEO/Manager: | Sharon L Vittitow |
| Chairperson: | Samantha Stickler |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,868,676 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,472,317 |
| Unsecured Loans | 1,775,250 |
| Other Loans | 11,341,384 |
| TOTAL LOANS | 23,633,097 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -113,689 |
| Land And Building | 0 |
| Other Fixed Assets | 48,126 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 352,237 |
| All Other Assets | 0 |
| TOTAL ASSETS | 48,421,676 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 551 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 49,517 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,594,769 |
| Regular shares | 13,726,906 |
| All Other Shares & Deposits | 23,456,214 |
| TOTAL SHARES & DEPOSITS | 40,777,889 |
| TOTAL LIABILITIES | 40,827,957 |
| Regular Reserve | 0 |
| Other Reserves | 514,475 |
| Undivided Earnings | 7,079,244 |
| TOTAL EQUITY | 7,593,719 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 48,421,676 |
| INCOME & EXPENSE | |
| Loan Income | 1,085,016 |
| Investment Income | 646,197 |
| Other Income | 49,631 |
| Total Employee Compensation & Benefits | 352,358 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 481,957 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 18,000 |
| Cost of Funds | 753,004 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 282,565 |
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