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RURAL COOPERATIVES CREDIT UNION

Jun, 30, 2021 — RURAL COOPERATIVES CREDIT UNION is a federally insured state chartered credit union headquartered in Louisville, KY with 2 branch locations and about $39.13 million in total assets. Opened 57 years ago in 1964, RURAL COOPERATIVES CREDIT UNION has about 4,015 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RURAL COOPERATIVES CREDIT UNION
Address:
(Main Office)
PO Box 32170
Louisville, KY 40232-2170
Phone:(800) 798-7228
Fax:(502) 456-4336
Website:http://rccu.com
Branches:2 branch locations
Members:4,015
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61693
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1964
Last Audited:Mar 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$39,130,628
CEO/Manager:Larry J Bischoff
Chairperson:Jennie Phelps

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,111,743
TOTAL INVESTMENTS 25,075,995
Loans Held for Sale 0
 
 Real Estate Loans 701,401
 Unsecured Loans 1,969,294
 Other Loans 7,543,281
 TOTAL LOANS 10,213,976
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -44,656
 Land And Building 0
 Other Fixed Assets 193,544
 NCUSIF Deposit 319,402
 All Other Assets 260,624
  TOTAL ASSETS 39,130,628
LIABILITIES & CAPITAL:  
 Dividends Payable 18,934
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 135,535
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,119,691
 Regular shares 17,569,124
 All Other Shares & Deposits 11,733,900
  TOTAL SHARES & DEPOSITS 34,422,715
  TOTAL LIABILITIES 34,577,184
 Regular Reserve 1,051,407
 Other Reserves 0
 Undivided Earnings 3,502,037
  TOTAL EQUITY 4,553,444
  TOTAL LIABILITIES, SHARES, & EQUITY 39,130,628
INCOME & EXPENSE  
 Loan Income 306,736
 Investment Income 178,970
 Other Income 33,251
 Total Employee Compensation & Benefits 404,293
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 230,361
 Non-operating Income & (Expense) 2,869
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 44,244
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -49,691
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