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National Credit Union Service Organization

RURAL COOPERATIVES CREDIT UNION

Mar, 31, 2021 — RURAL COOPERATIVES CREDIT UNION is a federally insured state chartered credit union headquartered in Louisville, KY with 2 branch locations and about $39.24 million in total assets. Opened 57 years ago in 1964, RURAL COOPERATIVES CREDIT UNION has about 4,033 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RURAL COOPERATIVES CREDIT UNION
Address:
(Main Office)
PO Box 32170
Louisville, KY 40232-2170
Phone:(800) 798-7228
Fax:(502) 456-4336
Website:http://rccu.com
Branches:2 branch locations
Members:4,033
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61693
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1964
Last Audited:Mar 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$39,240,431
CEO/Manager:Larry J Bischoff
Chairperson:Jennie Phelps

Call Report

  • Commercial Loans
  • Micro Business Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • First Time Homebuyer Program
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,411,216
TOTAL INVESTMENTS 23,631,995
Loans Held for Sale 0
 
 Real Estate Loans 791,283
 Unsecured Loans 1,952,698
 Other Loans 7,730,226
 TOTAL LOANS 10,474,207
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -53,921
 Land And Building 0
 Other Fixed Assets 201,243
 NCUSIF Deposit 297,661
 All Other Assets 278,030
  TOTAL ASSETS 39,240,431
LIABILITIES & CAPITAL:  
 Dividends Payable 21,018
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 152,664
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,624,504
 Regular shares 16,995,408
 All Other Shares & Deposits 11,870,646
  TOTAL SHARES & DEPOSITS 34,490,558
  TOTAL LIABILITIES 34,664,240
 Regular Reserve 1,051,407
 Other Reserves 0
 Undivided Earnings 3,524,784
  TOTAL EQUITY 4,576,191
  TOTAL LIABILITIES, SHARES, & EQUITY 39,240,431
INCOME & EXPENSE  
 Loan Income 154,296
 Investment Income 91,187
 Other Income 15,940
 Total Employee Compensation & Benefits 205,330
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 114,188
 Non-operating Income & (Expense) 2,869
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 22,981
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -26,944
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