Credit Unions Near Me
National Credit Union Service Organization

OWENSBORO FEDERAL CREDIT UNION

Mar, 31, 2021 — OWENSBORO FEDERAL CREDIT UNION is a federal credit union headquartered in Owensboro, KY with 3 branch locations and about $67.28 million in total assets. Opened 68 years ago in 1953, OWENSBORO FEDERAL CREDIT UNION has about 5,532 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 283980002
Name:OWENSBORO FEDERAL CREDIT UNION
Address:
(Main Office)
717 Harvard Drive
Owensboro, KY 42301
Phone:(270) 683-1054
Fax:(270) 685-3987
Website:http://www.ofcuonline.com
Branches:3 branch locations
Members:5,532
Credit Union Type:Federal Credit Union
Charter Number:8988
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1953
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$67,279,867
CEO/Manager:Doris M Berry
Chairperson:James Cook

Call Report

  • Commercial Loans
  • Indirect Consumer Loans
  • Indirect Mortgage Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 24,367,706
TOTAL INVESTMENTS 19,021,185
Loans Held for Sale 0
 
 Real Estate Loans 13,127,453
 Unsecured Loans 1,508,520
 Other Loans 8,101,100
 TOTAL LOANS 22,737,073
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -62,381
 Land And Building 421,358
 Other Fixed Assets 38,299
 NCUSIF Deposit 552,177
 All Other Assets 204,450
  TOTAL ASSETS 67,279,867
LIABILITIES & CAPITAL:  
 Dividends Payable 7,756
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 611,689
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 12,252,864
 Regular shares 29,344,460
 All Other Shares & Deposits 19,619,144
  TOTAL SHARES & DEPOSITS 61,216,468
  TOTAL LIABILITIES 61,835,913
 Regular Reserve 953,242
 Other Reserves 0
 Undivided Earnings 4,490,712
  TOTAL EQUITY 5,443,954
  TOTAL LIABILITIES, SHARES, & EQUITY 67,279,867
INCOME & EXPENSE  
 Loan Income 252,412
 Investment Income 70,827
 Other Income 136,433
 Total Employee Compensation & Benefits 173,085
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 225,554
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 21,922
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 39,111
↑ Back to Top

Other Credit Unions

MUHLENBERG COMMUNITY HOSPITAL CREDIT UNION
440 Hopkinsville St
GREENVILLE, KY 42345-1124
SECURITY PLUS FEDERAL CREDIT UNION
232 HOPKINSVILLE RD
RUSSELLVILLE, KY 42276
MODERN EMPLOYEES FEDERAL CREDIT UNION
1727 MOSELEY ST
OWENSBORO, KY 42303-3830
GIBBS ALUMINUM FEDERAL CREDIT UNION
369 Community Dr
HENDERSON, KY 42420
REGIONAL MEDICAL CTR HOPKINS CO EMP FEDERAL CREDIT UNION
200 CLINIC DR
MADISONVILLE, KY 42431
AUDUBON FEDERAL CREDIT UNION
P O Box 1009
OWENSBORO, KY 42302-1009
WHITESVILLE COMMUNITY CREDIT UNION
P O Box 83
WHITESVILLE, KY 42378
LABOR MANAGEMENT FEDERAL CREDIT UNION
8225 U S HIGHWAY 60 W, PO BOX 475
LEWISPORT, KY 42351-6967
KRAFTCOR FEDERAL CREDIT UNION
2960 Squirrel Tail Hollow Rd
HAWESVILLE, KY 42348
HOPKINS COUNTY TEACHERS FEDERAL CREDIT UNION
320 S Seminary St
MADISONVILLE, KY 42431