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WHITESVILLE COMMUNITY CREDIT UNION

Jun, 30, 2021 — WHITESVILLE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in Whitesville, KY with 1 branch location and about $33.02 million in total assets. Opened 59 years ago in 1962, WHITESVILLE COMMUNITY CREDIT UNION has about 2,078 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WHITESVILLE COMMUNITY CREDIT UNION
Address:
(Main Office)
P O Box 83
Whitesville, KY 42378
Phone:(270) 233-4447
Fax:(270) 233-4880
Website:https://www.whitesvillecommunitycu.com/
Branches:1 branch locations
Members:2,078
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62432
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1962
Last Audited:Jul 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$33,021,884
CEO/Manager:Kim S Greer
Chairperson:Donnie Howard

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,617,256
TOTAL INVESTMENTS 16,847,022
Loans Held for Sale 0
 
 Real Estate Loans 4,235,334
 Unsecured Loans 197,335
 Other Loans 2,514,297
 TOTAL LOANS 7,107,114
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -25,097
 Land And Building 103,400
 Other Fixed Assets 27,669
 NCUSIF Deposit 270,585
 All Other Assets 73,935
  TOTAL ASSETS 33,021,884
LIABILITIES & CAPITAL:  
 Dividends Payable 4,009
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 47,545
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,333,423
 Regular shares 24,719,297
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 30,052,720
  TOTAL LIABILITIES 30,104,274
 Regular Reserve 430,000
 Other Reserves 0
 Undivided Earnings 2,487,610
  TOTAL EQUITY 2,917,610
  TOTAL LIABILITIES, SHARES, & EQUITY 33,021,884
INCOME & EXPENSE  
 Loan Income 140,892
 Investment Income 120,705
 Other Income 70,273
 Total Employee Compensation & Benefits 160,922
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 156,028
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 11,618
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,302
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