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WHITESVILLE COMMUNITY CREDIT UNION

Mar, 31, 2022 — WHITESVILLE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in WHITESVILLE, KY with 1 branch location and about $35.66 million in total assets. Opened 60 years ago in 1962, WHITESVILLE COMMUNITY CREDIT UNION has about 2,067 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WHITESVILLE COMMUNITY CREDIT UNION
Address:
(Main Office)
10589 Franklin St
WHITESVILLE, KY 42378
Phone:(270) 233-4447
Fax:(270) 233-4880
Website:https://www.whitesvillecommunitycu.com/
Branches:1 branch locations
Members:2,067
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62432
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1962
Last Audited:Jul 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$35,663,015
CEO/Manager:Kim S Greer
Chairperson:Donnie Howard

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,558,724
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,361,450
 Unsecured Loans 207,572
 Other Loans 2,921,785
 TOTAL LOANS 7,747,861
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -7,000
 Land And Building 92,159
 Other Fixed Assets 23,254
 NCUSIF Deposit 270,585
 All Other Assets 0
  TOTAL ASSETS 35,663,015
LIABILITIES & CAPITAL:  
 Dividends Payable 4,106
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 50,104
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,379,304
 Regular shares 26,282,103
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 32,661,407
  TOTAL LIABILITIES 32,715,617
 Regular Reserve 0
 Other Reserves 430,000
 Undivided Earnings 2,517,398
  TOTAL EQUITY 2,947,398
  TOTAL LIABILITIES, SHARES, & EQUITY 35,663,015
INCOME & EXPENSE  
 Loan Income 74,961
 Investment Income 50,115
 Other Income 40,231
 Total Employee Compensation & Benefits 74,790
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 82,362
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 4,106
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,049
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