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GREEN RIVER AREA FEDERAL CREDIT UNION

Mar, 31, 2022 — GREEN RIVER AREA FEDERAL CREDIT UNION is a federal credit union headquartered in OWENSBORO, KY with 3 branch locations and about $60.10 million in total assets. Opened 63 years ago in 1959, GREEN RIVER AREA FEDERAL CREDIT UNION has about 4,772 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GREEN RIVER AREA FEDERAL CREDIT UNION
Address:
(Main Office)
3000 Highway 144
OWENSBORO, KY 42303-0215
Phone:(270) 926-0210
Fax:(270) 926-2058
Website:https://www.greenriverafcu.com
Branches:3 branch locations
Members:4,772
Credit Union Type:Federal Credit Union
Charter Number:12852
Membership Type:Multiple common bond - Primarily primary and fabricated metals
Corporate Credit Union:No
Year Opened:1959
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$60,097,240
CEO/Manager:Robert C Clark
Chairperson:James G Wimsatt

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 27,926,547
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 7,372,327
 Unsecured Loans 540,113
 Other Loans 11,908,291
 TOTAL LOANS 19,820,731
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -130,361
 Land And Building 551,358
 Other Fixed Assets 36,839
 NCUSIF Deposit 462,767
 All Other Assets 0
  TOTAL ASSETS 60,097,240
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 413,851
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,378,019
 Regular shares 36,998,916
 All Other Shares & Deposits 4,870,868
  TOTAL SHARES & DEPOSITS 50,247,803
  TOTAL LIABILITIES 50,661,654
 Regular Reserve 0
 Other Reserves 1,257,921
 Undivided Earnings 8,177,665
  TOTAL EQUITY 9,435,586
  TOTAL LIABILITIES, SHARES, & EQUITY 60,097,240
INCOME & EXPENSE  
 Loan Income 216,881
 Investment Income 35,009
 Other Income 30,487
 Total Employee Compensation & Benefits 170,410
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 124,707
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 12,500
 Cost of Funds 17,566
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -12,889
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