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KRAFTCOR FEDERAL CREDIT UNION

Mar, 31, 2021 — KRAFTCOR FEDERAL CREDIT UNION is a federal credit union headquartered in Hawesville, KY with 1 branch location and about $18.79 million in total assets. Opened 49 years ago in 1972, KRAFTCOR FEDERAL CREDIT UNION has about 1,739 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:KRAFTCOR FEDERAL CREDIT UNION
Address:
(Main Office)
2960 Squirrel Tail Hollow Rd
Hawesville, KY 42348
Phone:(270) 927-8293
Fax:(270) 927-8572
Website:http://www.kraftcorfcu.org
Branches:1 branch locations
Members:1,739
Credit Union Type:Federal Credit Union
Charter Number:20891
Membership Type:Community - Rural District
Corporate Credit Union:No
Year Opened:1972
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$18,787,696
CEO/Manager:Shanna L Nugent
Chairperson:David Emmick

Call Report

  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,222,564
TOTAL INVESTMENTS 8,202,457
Loans Held for Sale 0
 
 Real Estate Loans 3,039,212
 Unsecured Loans 520,717
 Other Loans 5,405,844
 TOTAL LOANS 8,965,773
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -15,000
 Land And Building 137,223
 Other Fixed Assets 71,013
 NCUSIF Deposit 119,848
 All Other Assets 83,818
  TOTAL ASSETS 18,787,696
LIABILITIES & CAPITAL:  
 Dividends Payable 616
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 42,466
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,762,551
 Regular shares 10,147,986
 All Other Shares & Deposits 4,167,789
  TOTAL SHARES & DEPOSITS 17,078,326
  TOTAL LIABILITIES 17,121,408
 Regular Reserve 177,671
 Other Reserves 0
 Undivided Earnings 1,488,617
  TOTAL EQUITY 1,666,288
  TOTAL LIABILITIES, SHARES, & EQUITY 18,787,696
INCOME & EXPENSE  
 Loan Income 98,142
 Investment Income 15,209
 Other Income 8,399
 Total Employee Compensation & Benefits 59,425
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 92,170
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 5,716
 Cost of Funds 12,988
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -35,608
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