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KRAFTCOR FEDERAL CREDIT UNION

Mar, 31, 2022 — KRAFTCOR FEDERAL CREDIT UNION is a federal credit union headquartered in HAWESVILLE, KY with 2 branch locations and about $18.90 million in total assets. Opened 50 years ago in 1972, KRAFTCOR FEDERAL CREDIT UNION has about 1,740 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:KRAFTCOR FEDERAL CREDIT UNION
Address:
(Main Office)
2960 Squirrel Tail Hollow Rd
HAWESVILLE, KY 42348
Phone:(270) 927-8293
Fax:(270) 927-8572
Website:http://www.kraftcorfcu.org
Branches:2 branch locations
Members:1,740
Credit Union Type:Federal Credit Union
Charter Number:20891
Membership Type:Community - Rural District
Corporate Credit Union:No
Year Opened:1972
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$18,903,764
CEO/Manager:Mallory Miller
Chairperson:David Emmick

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,041,215
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 3,059,739
 Unsecured Loans 507,932
 Other Loans 5,435,457
 TOTAL LOANS 9,003,128
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -15,000
 Land And Building 131,895
 Other Fixed Assets 44,115
 NCUSIF Deposit 161,005
 All Other Assets 0
  TOTAL ASSETS 18,903,764
LIABILITIES & CAPITAL:  
 Dividends Payable 660
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 38,064
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,597,288
 Regular shares 11,013,888
 All Other Shares & Deposits 3,710,962
  TOTAL SHARES & DEPOSITS 17,322,138
  TOTAL LIABILITIES 17,360,862
 Regular Reserve 0
 Other Reserves 177,671
 Undivided Earnings 1,365,231
  TOTAL EQUITY 1,542,902
  TOTAL LIABILITIES, SHARES, & EQUITY 18,903,764
INCOME & EXPENSE  
 Loan Income 96,307
 Investment Income 16,649
 Other Income 11,436
 Total Employee Compensation & Benefits 64,168
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 104,674
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 863
 Cost of Funds 8,077
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -39,338
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