CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.capcomfcu.org for more information.
Sep, 30, 2025 — CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION is a federal credit union headquartered in Albany, NY with 13 branch locations and about $2.77 billion in total assets. Opened 73 years ago in 1953, CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION has about 156,609 members and employs 438 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4 Winners Circle Albany, NY 12205 |
| Phone: | (518) 458-8986 |
| Fax: | (518) 458-2261 |
| Website: | https://www.capcomfcu.org |
| Branches: | 13 branch locations |
| Members: | 156,609 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8658 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,774,491,450 |
| CEO/Manager: | Chris McKenna |
| Chairperson: | Patrick Kelly |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 314,484,333 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 4,483,874 |
| Real Estate Loans | 1,619,785,726 |
| Unsecured Loans | 150,896,995 |
| Other Loans | 396,100,047 |
| TOTAL LOANS | 2,166,782,768 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -29,121,080 |
| Land And Building | 37,253,362 |
| Other Fixed Assets | 10,379,436 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 19,392,258 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,774,491,450 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,501 |
| Notes & Interest Payable | 155,073,595 |
| Accounts Payable & Other Liabilities | 30,103,567 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 489,658,272 |
| Regular shares | 962,881,859 |
| All Other Shares & Deposits | 874,504,435 |
| TOTAL SHARES & DEPOSITS | 2,327,044,566 |
| TOTAL LIABILITIES | 2,512,223,229 |
| Regular Reserve | 0 |
| Other Reserves | -4,403,908 |
| Undivided Earnings | 266,672,129 |
| TOTAL EQUITY | 262,268,221 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,774,491,450 |
| INCOME & EXPENSE | |
| Loan Income | 20,775,620 |
| Investment Income | 648,295 |
| Other Income | 2,760,088 |
| Total Employee Compensation & Benefits | 12,129,095 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,543,255 |
| Non-operating Income & (Expense) | 581,005 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,000,000 |
| Cost of Funds | 1,269,082 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 7,134,452 |
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