Sep, 30, 2025 — MOUNTAIN STAR FEDERAL CREDIT UNION is a federal credit union headquartered in EL PASO, TX with 2 branch locations and about $44.89 million in total assets. Opened 91 years ago in 1935, MOUNTAIN STAR FEDERAL CREDIT UNION has about 4,575 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MOUNTAIN STAR FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2229 E Yandell Dr EL PASO, TX 79903-3612 |
| Phone: | (915) 544-2215 |
| Fax: | (915) 533-1862 |
| Website: | https://www.mountainstarfcu.org |
| Branches: | 2 branch locations |
| Members: | 4,575 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 856 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $44,889,718 |
| CEO/Manager: | Samuel Diaz |
| Chairperson: | Luz Martinez |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,398,272 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,272,374 |
| Unsecured Loans | 2,314,786 |
| Other Loans | 21,818,757 |
| TOTAL LOANS | 28,405,917 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -318,837 |
| Land And Building | 798,621 |
| Other Fixed Assets | 241,465 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 310,043 |
| All Other Assets | 8,425 |
| TOTAL ASSETS | 44,889,718 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 5,816 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,682,180 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,291,826 |
| Regular shares | 16,821,895 |
| All Other Shares & Deposits | 9,002,230 |
| TOTAL SHARES & DEPOSITS | 34,115,951 |
| TOTAL LIABILITIES | 36,803,947 |
| Regular Reserve | 0 |
| Other Reserves | 6,194,764 |
| Undivided Earnings | 1,891,007 |
| TOTAL EQUITY | 8,085,771 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 44,889,718 |
| INCOME & EXPENSE | |
| Loan Income | 1,183,577 |
| Investment Income | 488,934 |
| Other Income | 157,917 |
| Total Employee Compensation & Benefits | 585,992 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 733,489 |
| Non-operating Income & (Expense) | 1,300,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 64,936 |
| Cost of Funds | 89,974 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,820,779 |
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