Sep, 30, 2025 — COMMONROOTS FEDERAL CREDIT UNION is a federal credit union headquartered in CRANBERRY TOWNSHIP, PA with 1 branch location and about $15.44 million in total assets. Opened 73 years ago in 1953, COMMONROOTS FEDERAL CREDIT UNION has about 1,755 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMONROOTS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1204 Freedom Rd CRANBERRY TOWNSHIP, PA 16066 |
| Phone: | (724) 776-2300 |
| Fax: | (724) 776-1377 |
| Website: | https://www.commonrootsfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,755 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8313 |
|---|---|
| Membership Type: | Associational - Religious, other than those designated 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,441,626 |
| CEO/Manager: | Kasi K Devinney |
| Chairperson: | Beth L Nelson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,727,727 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,107,709 |
| Unsecured Loans | 1,918,435 |
| Other Loans | 1,574,870 |
| TOTAL LOANS | 6,601,014 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -77,677 |
| Land And Building | 0 |
| Other Fixed Assets | 4,225 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 141,926 |
| All Other Assets | 0 |
| TOTAL ASSETS | 15,441,626 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -9,633 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,319,635 |
| Regular shares | 6,155,691 |
| All Other Shares & Deposits | 6,542,705 |
| TOTAL SHARES & DEPOSITS | 14,018,031 |
| TOTAL LIABILITIES | 14,008,398 |
| Regular Reserve | 0 |
| Other Reserves | 214,990 |
| Undivided Earnings | 1,218,238 |
| TOTAL EQUITY | 1,433,228 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,441,626 |
| INCOME & EXPENSE | |
| Loan Income | 370,836 |
| Investment Income | 198,886 |
| Other Income | 2,645 |
| Total Employee Compensation & Benefits | 264,995 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 319,175 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -16,500 |
| Cost of Funds | 79,548 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -47,776 |
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