Sep, 30, 2025 — B I FEDERAL CREDIT UNION is a federal credit union headquartered in BURGETTSTOWN, PA with 1 branch location and about $3.11 million in total assets. Opened 77 years ago in 1949, B I FEDERAL CREDIT UNION has about 314 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | B I FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 554 Joffre Cherry Valley Rd BURGETTSTOWN, PA 15021 |
| Phone: | (412) 882-9306 |
| Fax: | (724) 378-7148 |
| Website: | https://www.bifcu.org |
| Branches: | 1 branch locations |
| Members: | 314 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6240 |
|---|---|
| Membership Type: | Service - Communications and Utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,110,167 |
| CEO/Manager: | Andrea Mancos |
| Chairperson: | Kathryn Kapaldo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,391,506 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 60,634 |
| Other Loans | 665,775 |
| TOTAL LOANS | 726,409 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,057 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 20,891 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,110,167 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 19 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,983,737 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 1,983,737 |
| TOTAL LIABILITIES | 1,983,756 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,126,411 |
| TOTAL EQUITY | 1,126,411 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,110,167 |
| INCOME & EXPENSE | |
| Loan Income | 32,080 |
| Investment Income | 59,504 |
| Other Income | 0 |
| Total Employee Compensation & Benefits | 50,235 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 21,512 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -7,000 |
| Cost of Funds | 6,164 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 20,673 |
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