Sep, 30, 2025 — NORTH DISTRICTS CREDIT UNION is a federally insured state chartered credit union headquartered in GIBSONIA, PA with 1 branch location and about $44.24 million in total assets. Opened 84 years ago in 1942, NORTH DISTRICTS CREDIT UNION has about 3,316 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTH DISTRICTS CREDIT UNION |
|---|---|
| Address: (Main Office) | 101 NORTHTOWNE SQ GIBSONIA, PA 15044-9505 |
| Phone: | (724) 444-8181 |
| Fax: | (724) 444-8111 |
| Website: | https://www.ndcupa.org |
| Branches: | 1 branch locations |
| Members: | 3,316 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61636 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1942 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $44,236,210 |
| CEO/Manager: | PAUL G FERO |
| Chairperson: | ROBERT WISKEMANN |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,636,716 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,288,550 |
| Unsecured Loans | 2,464,908 |
| Other Loans | 4,863,764 |
| TOTAL LOANS | 15,617,222 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -386,896 |
| Land And Building | 1,763,855 |
| Other Fixed Assets | 32,406 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 367,007 |
| All Other Assets | 27,974 |
| TOTAL ASSETS | 44,236,210 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 174,011 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 92,893 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,447,071 |
| Regular shares | 23,882,727 |
| All Other Shares & Deposits | 7,965,124 |
| TOTAL SHARES & DEPOSITS | 37,294,922 |
| TOTAL LIABILITIES | 37,561,826 |
| Regular Reserve | 0 |
| Other Reserves | 383,370 |
| Undivided Earnings | 6,291,014 |
| TOTAL EQUITY | 6,674,384 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 44,236,210 |
| INCOME & EXPENSE | |
| Loan Income | 861,321 |
| Investment Income | 816,892 |
| Other Income | 58,531 |
| Total Employee Compensation & Benefits | 498,079 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 457,134 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 92,000 |
| Cost of Funds | 287,952 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 403,369 |
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