MOUNTAIN EMPIRE FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.mountainempirefcu.org for more information.
Sep, 30, 2025 — MOUNTAIN EMPIRE FEDERAL CREDIT UNION is a federal credit union headquartered in MARION, VA with 1 branch location and about $24.41 million in total assets. Opened 74 years ago in 1952, MOUNTAIN EMPIRE FEDERAL CREDIT UNION has about 3,986 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MOUNTAIN EMPIRE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1413 N MAIN ST-++ MARION, VA 24354-4315 |
| Phone: | (276) 782-9639 |
| Fax: | (276) 783-9303 |
| Website: | https://www.mountainempirefcu.org |
| Branches: | 1 branch locations |
| Members: | 3,986 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8197 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $24,414,672 |
| CEO/Manager: | JEANNIE P HUNT |
| Chairperson: | AMANDA CURRIN |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,617,484 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,232,482 |
| Unsecured Loans | 1,219,532 |
| Other Loans | 9,466,306 |
| TOTAL LOANS | 12,918,320 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -22,376 |
| Land And Building | 363,749 |
| Other Fixed Assets | 49,081 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 198,209 |
| All Other Assets | 3,846 |
| TOTAL ASSETS | 24,414,672 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,184 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 347,113 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,145,619 |
| Regular shares | 15,599,642 |
| All Other Shares & Deposits | 2,166,017 |
| TOTAL SHARES & DEPOSITS | 21,911,278 |
| TOTAL LIABILITIES | 22,265,575 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,149,097 |
| TOTAL EQUITY | 2,149,097 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 24,414,672 |
| INCOME & EXPENSE | |
| Loan Income | 483,342 |
| Investment Income | 64,584 |
| Other Income | 122,489 |
| Total Employee Compensation & Benefits | 347,990 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 330,632 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 17,073 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 101,785 |
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