Mar, 31, 2021 — CRCH EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Roanoke, VA with 1 branch location and about $5.63 million in total assets. Opened 45 years ago in 1976, CRCH EMPLOYEES FEDERAL CREDIT UNION has about 1,283 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CRCH EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 109 Highland Ave SW Roanoke, VA 24016 |
| Phone: | (540) 985-8535 |
| Fax: | (540) 985-8504 |
| Website: | http://www.crchcreditunion.com |
| Branches: | 1 branch locations |
| Members: | 1,283 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22322 |
|---|---|
| Membership Type: | Service - Health Care |
| Corporate Credit Union: | No |
| Year Opened: | 1976 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,625,127 |
| CEO/Manager: | LAWRENCE A RACKOW |
| Chairperson: | Cynthia W Hodges |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 860,778 |
| TOTAL INVESTMENTS | 1,853,144 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 47,120 |
| Unsecured Loans | 548,800 |
| Other Loans | 2,262,346 |
| TOTAL LOANS | 2,858,266 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -79,046 |
| Land And Building | 62,324 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 37,035 |
| All Other Assets | 32,626 |
| TOTAL ASSETS | 5,625,127 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 39,426 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,702,792 |
| All Other Shares & Deposits | 2,040,940 |
| TOTAL SHARES & DEPOSITS | 4,743,732 |
| TOTAL LIABILITIES | 4,783,158 |
| Regular Reserve | 171,266 |
| Other Reserves | 0 |
| Undivided Earnings | 670,703 |
| TOTAL EQUITY | 841,969 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,625,127 |
| INCOME & EXPENSE | |
| Loan Income | 63,674 |
| Investment Income | 5,445 |
| Other Income | 2,895 |
| Total Employee Compensation & Benefits | 35,443 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 18,661 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 8,426 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 9,484 |
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