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CRCH EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — CRCH EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Roanoke, VA with 1 branch location and about $5.63 million in total assets. Opened 45 years ago in 1976, CRCH EMPLOYEES FEDERAL CREDIT UNION has about 1,283 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CRCH EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
109 Highland Ave SW
Roanoke, VA 24016
Phone:(540) 985-8535
Fax:(540) 985-8504
Website:http://www.crchcreditunion.com
Branches:1 branch locations
Members:1,283
Credit Union Type:Federal Credit Union
Charter Number:22322
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1976
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$5,625,127
CEO/Manager:LAWRENCE A RACKOW
Chairperson:Cynthia W Hodges

Call Report

  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 860,778
TOTAL INVESTMENTS 1,853,144
Loans Held for Sale 0
 
 Real Estate Loans 47,120
 Unsecured Loans 548,800
 Other Loans 2,262,346
 TOTAL LOANS 2,858,266
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -79,046
 Land And Building 62,324
 Other Fixed Assets 0
 NCUSIF Deposit 37,035
 All Other Assets 32,626
  TOTAL ASSETS 5,625,127
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 39,426
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 2,702,792
 All Other Shares & Deposits 2,040,940
  TOTAL SHARES & DEPOSITS 4,743,732
  TOTAL LIABILITIES 4,783,158
 Regular Reserve 171,266
 Other Reserves 0
 Undivided Earnings 670,703
  TOTAL EQUITY 841,969
  TOTAL LIABILITIES, SHARES, & EQUITY 5,625,127
INCOME & EXPENSE  
 Loan Income 63,674
 Investment Income 5,445
 Other Income 2,895
 Total Employee Compensation & Benefits 35,443
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 18,661
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 8,426
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 9,484
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