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POLY SCIENTIFIC EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — POLY SCIENTIFIC EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in BLACKSBURG, VA with 1 branch location and about $7.33 million in total assets. Opened 61 years ago in 1960, POLY SCIENTIFIC EMPLOYEES FEDERAL CREDIT UNION has about 789 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:POLY SCIENTIFIC EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
1213 N MAIN ST
BLACKSBURG, VA 24060
Phone:(540) 443-4140
Fax:(540) 953-7482
Website:n/a
Branches:1 branch locations
Members:789
Credit Union Type:Federal Credit Union
Charter Number:13544
Membership Type:Manufacturing - All Other
Corporate Credit Union:No
Year Opened:1960
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$7,332,419
CEO/Manager:Michael Blankenship
Chairperson:Christina Davis

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,570,389
TOTAL INVESTMENTS 3,259,183
Loans Held for Sale 0
 
 Real Estate Loans 230,249
 Unsecured Loans 667,389
 Other Loans 1,584,768
 TOTAL LOANS 2,482,406
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -37,936
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 58,377
 All Other Assets 0
  TOTAL ASSETS 7,332,419
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,500
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 5,934,627
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 5,934,627
  TOTAL LIABILITIES 5,936,127
 Regular Reserve 390,852
 Other Reserves 0
 Undivided Earnings 1,005,440
  TOTAL EQUITY 1,396,292
  TOTAL LIABILITIES, SHARES, & EQUITY 7,332,419
INCOME & EXPENSE  
 Loan Income 33,252
 Investment Income 7,963
 Other Income 0
 Total Employee Compensation & Benefits 23,182
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 21,408
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 3,592
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -6,967
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