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National Credit Union Service Organization

POLY SCIENTIFIC EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2020 — POLY SCIENTIFIC EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in BLACKSBURG, VA with 1 branch location and about $7.24 million in total assets. Opened 61 years ago in 1960, POLY SCIENTIFIC EMPLOYEES FEDERAL CREDIT UNION has about 822 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:POLY SCIENTIFIC EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
1213 N MAIN ST
BLACKSBURG, VA 24060
Phone:(540) 443-4140
Fax:(540) 953-7482
Website:n/a
Branches:1 branch locations
Members:822
Credit Union Type:Federal Credit Union
Charter Number:13544
Membership Type:Manufacturing - All Other
Corporate Credit Union:No
Year Opened:1960
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$7,242,458
CEO/Manager:Michael Blankenship
Chairperson:Christina Davis

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 860,840
TOTAL INVESTMENTS 3,759,183
Loans Held for Sale 0
 
 Real Estate Loans 251,353
 Unsecured Loans 745,901
 Other Loans 1,599,845
 TOTAL LOANS 2,597,099
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -32,710
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 58,046
 All Other Assets 0
  TOTAL ASSETS 7,242,458
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,500
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 5,837,700
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 5,837,700
  TOTAL LIABILITIES 5,839,200
 Regular Reserve 390,852
 Other Reserves 0
 Undivided Earnings 1,012,406
  TOTAL EQUITY 1,403,258
  TOTAL LIABILITIES, SHARES, & EQUITY 7,242,458
INCOME & EXPENSE  
 Loan Income 148,154
 Investment Income 45,019
 Other Income 15
 Total Employee Compensation & Benefits 88,771
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 41,796
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 5,000
 Cost of Funds 21,603
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 36,018
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