Sep, 30, 2025 — AIR FORCE FEDERAL CREDIT UNION is a federal credit union headquartered in SAN ANTONIO, TX with 7 branch locations and about $563.75 million in total assets. Opened 74 years ago in 1952, AIR FORCE FEDERAL CREDIT UNION has about 58,035 members and employs 133 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AIR FORCE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1560 Cable Ranch Rd Ste 200 SAN ANTONIO, TX 78245 |
| Phone: | (210) 673-5610 |
| Fax: | (210) 678-5292 |
| Website: | https://www.soarion.org |
| Branches: | 7 branch locations |
| Members: | 58,035 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8169 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $563,745,908 |
| CEO/Manager: | Ricardo Ledezma |
| Chairperson: | Sam V Farace |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 48,290,029 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 156,611,061 |
| Unsecured Loans | 19,907,907 |
| Other Loans | 240,989,517 |
| TOTAL LOANS | 417,508,485 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,500,000 |
| Land And Building | 1,545,079 |
| Other Fixed Assets | 14,281,213 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,830,425 |
| All Other Assets | 222,451 |
| TOTAL ASSETS | 563,745,908 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 219,153 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 29,345,758 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 108,279,996 |
| Regular shares | 127,924,722 |
| All Other Shares & Deposits | 265,731,791 |
| TOTAL SHARES & DEPOSITS | 501,936,509 |
| TOTAL LIABILITIES | 531,501,420 |
| Regular Reserve | 0 |
| Other Reserves | 1,263,399 |
| Undivided Earnings | 30,981,089 |
| TOTAL EQUITY | 32,244,488 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 563,745,908 |
| INCOME & EXPENSE | |
| Loan Income | 18,269,133 |
| Investment Income | 3,997,290 |
| Other Income | 5,320,234 |
| Total Employee Compensation & Benefits | 7,959,692 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 11,892,466 |
| Non-operating Income & (Expense) | -1 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,719,385 |
| Cost of Funds | 7,367,529 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 377,420 |
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