Sep, 30, 2025 — UNITED EQUITY CREDIT UNION is a non-federally insured state credit union headquartered in DECATUR, IL with 3 branch locations and about $68.82 million in total assets. Opened 2026 years ago in 0, UNITED EQUITY CREDIT UNION has about 6,110 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED EQUITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1130 E Pershing Rd DECATUR, IL 62526 |
| Phone: | (217) 875-1845 |
| Fax: | (217) 875-3648 |
| Website: | https://www.uecu.com |
| Branches: | 3 branch locations |
| Members: | 6,110 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 81688 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 0 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $68,819,207 |
| CEO/Manager: | Ann P Wildman |
| Chairperson: | Bev B Millburg |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,507,696 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,259,447 |
| Unsecured Loans | 4,814,371 |
| Other Loans | 25,035,795 |
| TOTAL LOANS | 41,109,614 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -409,901 |
| Land And Building | 1,450,917 |
| Other Fixed Assets | 3,753 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 6,194 |
| TOTAL ASSETS | 68,819,207 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 169,472 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,257,443 |
| Regular shares | 36,442,110 |
| All Other Shares & Deposits | 12,219,961 |
| TOTAL SHARES & DEPOSITS | 56,919,514 |
| TOTAL LIABILITIES | 57,088,986 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 11,730,221 |
| TOTAL EQUITY | 11,730,221 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 68,819,207 |
| INCOME & EXPENSE | |
| Loan Income | 2,172,545 |
| Investment Income | 621,649 |
| Other Income | 162,243 |
| Total Employee Compensation & Benefits | 844,984 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 964,456 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 353,973 |
| Cost of Funds | 373,293 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 816,993 |
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