DECATUR MEDICAL DENTAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://dmdcu.virtualcu.net for more information.
Sep, 30, 2025 — DECATUR MEDICAL DENTAL CREDIT UNION is a federally insured state chartered credit union headquartered in DECATUR, IL with 1 branch location and about $13.95 million in total assets. Opened 89 years ago in 1937, DECATUR MEDICAL DENTAL CREDIT UNION has about 1,759 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DECATUR MEDICAL DENTAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2721 N MAIN ST DECATUR, IL 62526 |
| Phone: | (217) 872-3789 |
| Fax: | (217) 872-3784 |
| Website: | https://dmdcu.virtualcu.net |
| Branches: | 1 branch locations |
| Members: | 1,759 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65842 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Mar 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $13,953,633 |
| CEO/Manager: | Janice Woolen |
| Chairperson: | David Overlot |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 668,128 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 976,377 |
| Other Loans | 2,142,968 |
| TOTAL LOANS | 3,119,345 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -62,628 |
| Land And Building | 94,932 |
| Other Fixed Assets | 6,005 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 128,244 |
| All Other Assets | 0 |
| TOTAL ASSETS | 13,953,633 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 28,523 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 12,794,693 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 12,794,693 |
| TOTAL LIABILITIES | 12,823,216 |
| Regular Reserve | 0 |
| Other Reserves | 158,344 |
| Undivided Earnings | 972,073 |
| TOTAL EQUITY | 1,130,417 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,953,633 |
| INCOME & EXPENSE | |
| Loan Income | 142,518 |
| Investment Income | 30,872 |
| Other Income | 20,066 |
| Total Employee Compensation & Benefits | 114,742 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 137,404 |
| Non-operating Income & (Expense) | 23,386 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 14,000 |
| Cost of Funds | 14,492 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -63,796 |
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