Dec, 31, 2023 — DECATUR POSTAL CREDIT UNION is a federally insured state chartered credit union headquartered in DECATUR, IL with 1 branch location and about $6.57 million in total assets. Opened 96 years ago in 1928, DECATUR POSTAL CREDIT UNION has about 563 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | DECATUR POSTAL CREDIT UNION |
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Address: (Main Office) | 214 N Franklin St DECATUR, IL 62523 |
Phone: | (217) 428-8333 |
Fax: | (217) 428-8441 |
Website: | https://decaturpostalcreditunion.com |
Branches: | 1 branch locations |
Members: | 563 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 65841 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1928 |
Last Audited: | Sep 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $6,573,415 |
CEO/Manager: | Melissa M Wright |
Chairperson: | Chris Barteck |
ASSETS: | $ Amount |
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Cash & Equivalents | 564,748 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 279,487 |
Other Loans | 2,591,563 |
TOTAL LOANS | 2,871,051 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -68,128 |
Land And Building | 0 |
Other Fixed Assets | 9,023 |
NCUSIF Deposit | 55,521 |
All Other Assets | 0 |
TOTAL ASSETS | 6,573,415 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 9,613 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 4,263,877 |
All Other Shares & Deposits | 901,686 |
TOTAL SHARES & DEPOSITS | 5,165,563 |
TOTAL LIABILITIES | 5,175,176 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 1,398,239 |
TOTAL EQUITY | 1,398,239 |
TOTAL LIABILITIES, SHARES, & EQUITY | 6,573,415 |
INCOME & EXPENSE | |
Loan Income | 158,235 |
Investment Income | 102,554 |
Other Income | 6,013 |
Total Employee Compensation & Benefits | 75,321 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 96,234 |
Non-operating Income & (Expense) | 12,029 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 50,517 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 56,759 |
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