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DECATUR POSTAL CREDIT UNION

Dec, 31, 2023 — DECATUR POSTAL CREDIT UNION is a federally insured state chartered credit union headquartered in DECATUR, IL with 1 branch location and about $6.57 million in total assets. Opened 96 years ago in 1928, DECATUR POSTAL CREDIT UNION has about 563 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DECATUR POSTAL CREDIT UNION
Address:
(Main Office)
214 N Franklin St
DECATUR, IL 62523
Phone:(217) 428-8333
Fax:(217) 428-8441
Website:https://decaturpostalcreditunion.com
Branches:1 branch locations
Members:563
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:65841
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1928
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$6,573,415
CEO/Manager:Melissa M Wright
Chairperson:Chris Barteck

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 564,748
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 279,487
 Other Loans 2,591,563
 TOTAL LOANS 2,871,051
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -68,128
 Land And Building 0
 Other Fixed Assets 9,023
 NCUSIF Deposit 55,521
 All Other Assets 0
  TOTAL ASSETS 6,573,415
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 9,613
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,263,877
 All Other Shares & Deposits 901,686
  TOTAL SHARES & DEPOSITS 5,165,563
  TOTAL LIABILITIES 5,175,176
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,398,239
  TOTAL EQUITY 1,398,239
  TOTAL LIABILITIES, SHARES, & EQUITY 6,573,415
INCOME & EXPENSE  
 Loan Income 158,235
 Investment Income 102,554
 Other Income 6,013
 Total Employee Compensation & Benefits 75,321
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 96,234
 Non-operating Income & (Expense) 12,029
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 50,517
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 56,759
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