Sep, 30, 2025 — EFFINGHAM HIGHWAY CREDIT UNION is a non-federally insured state credit union headquartered in EFFINGHAM, IL with 1 branch location and about $5.59 million in total assets. Opened 2026 years ago in 0, EFFINGHAM HIGHWAY CREDIT UNION has about 1,010 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EFFINGHAM HIGHWAY CREDIT UNION |
|---|---|
| Address: (Main Office) | 400 W Wabash Ave EFFINGHAM, IL 62401-2670 |
| Phone: | (217) 342-8209 |
| Fax: | (217) 342-8344 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 1,010 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 81553 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 0 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,591,732 |
| CEO/Manager: | Ronni L Turner |
| Chairperson: | Delbert W Crouse |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 514,960 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 812,107 |
| Other Loans | 3,610,676 |
| TOTAL LOANS | 4,422,783 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -40,256 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,591,732 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,900 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 4,524,283 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 4,524,284 |
| TOTAL LIABILITIES | 4,531,184 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,060,548 |
| TOTAL EQUITY | 1,060,548 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,591,732 |
| INCOME & EXPENSE | |
| Loan Income | 264,658 |
| Investment Income | 20,186 |
| Other Income | 7,551 |
| Total Employee Compensation & Benefits | 75,388 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 52,138 |
| Non-operating Income & (Expense) | 209 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 51,418 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 113,660 |
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