Sep, 30, 2025 — KASKASKIA VALLEY CREDIT UNION is a federally insured state chartered credit union headquartered in CENTRALIA, IL with 3 branch locations and about $27.50 million in total assets. Opened 44 years ago in 1982, KASKASKIA VALLEY CREDIT UNION has about 3,588 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KASKASKIA VALLEY CREDIT UNION |
|---|---|
| Address: (Main Office) | 401 S Poplar St CENTRALIA, IL 62801 |
| Phone: | (618) 533-6681 |
| Fax: | (618) 533-6601 |
| Website: | https://www.mykvccu.org |
| Branches: | 3 branch locations |
| Members: | 3,588 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65988 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1982 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $27,498,585 |
| CEO/Manager: | Amber Benson |
| Chairperson: | Gary L Robinson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,621,056 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 779,016 |
| Unsecured Loans | 2,500,960 |
| Other Loans | 15,353,702 |
| TOTAL LOANS | 18,633,680 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -124,764 |
| Land And Building | 907,018 |
| Other Fixed Assets | 119,759 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 237,931 |
| All Other Assets | 0 |
| TOTAL ASSETS | 27,498,585 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 387 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 202,651 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,459,322 |
| Regular shares | 17,409,262 |
| All Other Shares & Deposits | 1,978,671 |
| TOTAL SHARES & DEPOSITS | 24,847,257 |
| TOTAL LIABILITIES | 25,050,295 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,448,290 |
| TOTAL EQUITY | 2,448,290 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 27,498,585 |
| INCOME & EXPENSE | |
| Loan Income | 836,204 |
| Investment Income | 183,165 |
| Other Income | 319,960 |
| Total Employee Compensation & Benefits | 633,280 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 737,295 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 53,242 |
| Cost of Funds | 64,520 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -106,014 |
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