Sep, 30, 2025 — NEW CUMBERLAND FEDERAL CREDIT UNION is a federal credit union headquartered in NEW CUMBERLAND, PA with 6 branch locations and about $227.03 million in total assets. Opened 74 years ago in 1952, NEW CUMBERLAND FEDERAL CREDIT UNION has about 22,142 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NEW CUMBERLAND FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 345 Lewisberry Rd NEW CUMBERLAND, PA 17070-2306 |
| Phone: | (717) 774-7706 |
| Fax: | (717) 774-7996 |
| Website: | https://www.ncfcuonline.org |
| Branches: | 6 branch locations |
| Members: | 22,142 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8110 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $227,026,620 |
| CEO/Manager: | Ronald J Ferrance Jr |
| Chairperson: | Sara Parrish |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 37,369,238 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 52,936,852 |
| Unsecured Loans | 20,962,604 |
| Other Loans | 78,379,164 |
| TOTAL LOANS | 152,278,620 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -803,255 |
| Land And Building | 5,244,496 |
| Other Fixed Assets | 925,250 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,044,939 |
| All Other Assets | 0 |
| TOTAL ASSETS | 227,026,620 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,885,936 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 42,573,881 |
| Regular shares | 69,958,245 |
| All Other Shares & Deposits | 92,479,546 |
| TOTAL SHARES & DEPOSITS | 205,011,672 |
| TOTAL LIABILITIES | 206,897,608 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 20,129,012 |
| TOTAL EQUITY | 20,129,012 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 227,026,620 |
| INCOME & EXPENSE | |
| Loan Income | 6,859,677 |
| Investment Income | 1,766,408 |
| Other Income | 584,907 |
| Total Employee Compensation & Benefits | 3,599,410 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,027,153 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 696,048 |
| Cost of Funds | 1,731,497 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,265,914 |
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