Dec, 31, 2023 — PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION is a federal credit union headquartered in HARRISBURG, PA with 3 branch locations and about $83.46 million in total assets. Opened 86 years ago in 1938, PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION has about 8,818 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 959 E Park Dr HARRISBURG, PA 17111-2810 |
| Phone: | (800) 356-3875 |
| Fax: | (717) 564-5066 |
| Website: | https://www.pacentralfcu.com |
| Branches: | 3 branch locations |
| Members: | 8,818 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2625 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Mar 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $83,455,509 |
| CEO/Manager: | Gregory E Wagner |
| Chairperson: | William Brightbill |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 17,447,978 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,621,697 |
| Unsecured Loans | 4,254,256 |
| Other Loans | 48,425,588 |
| TOTAL LOANS | 60,301,540 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -700,047 |
| Land And Building | 2,554,749 |
| Other Fixed Assets | 185,083 |
| NCUSIF Deposit | 751,212 |
| All Other Assets | 25,521 |
| TOTAL ASSETS | 83,455,509 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 707,002 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 20,076,852 |
| Regular shares | 35,429,962 |
| All Other Shares & Deposits | 20,484,643 |
| TOTAL SHARES & DEPOSITS | 75,991,456 |
| TOTAL LIABILITIES | 76,698,458 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,757,051 |
| TOTAL EQUITY | 6,757,051 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 83,455,509 |
| INCOME & EXPENSE | |
| Loan Income | 3,083,513 |
| Investment Income | 570,527 |
| Other Income | 267,514 |
| Total Employee Compensation & Benefits | 1,208,970 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,855,484 |
| Non-operating Income & (Expense) | 16,656 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 360,000 |
| Cost of Funds | 444,879 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 529,588 |
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