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PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION

Mar, 31, 2021 — PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION is a federal credit union headquartered in HARRISBURG, PA with 3 branch locations and about $85.97 million in total assets. Opened 83 years ago in 1938, PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION has about 9,716 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 231381103
Name:PENNSYLVANIA CENTRAL FEDERAL CREDIT UNION
Address:
(Main Office)
959 EAST PARK DRIVE
HARRISBURG, PA 17111-2810
Phone:(800) 356-3875
Fax:(717) 564-5066
Website:http://www.pacentralfcu.com
Branches:3 branch locations
Members:9,716
Credit Union Type:Federal Credit Union
Charter Number:2625
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1938
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$85,969,579
CEO/Manager:Gregory E Wagner
Chairperson:William Brightbill

Call Report

  • Indirect Consumer Loans
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 16,847,594
TOTAL INVESTMENTS 354,343
Loans Held for Sale 0
 
 Real Estate Loans 8,674,463
 Unsecured Loans 4,177,581
 Other Loans 51,867,781
 TOTAL LOANS 64,719,825
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -124,009
 Land And Building 2,716,252
 Other Fixed Assets 244,074
 NCUSIF Deposit 687,591
 All Other Assets 523,909
  TOTAL ASSETS 85,969,579
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,110,433
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 18,730,904
 Regular shares 36,737,484
 All Other Shares & Deposits 22,735,816
  TOTAL SHARES & DEPOSITS 78,204,204
  TOTAL LIABILITIES 79,314,637
 Regular Reserve 1,872,296
 Other Reserves 0
 Undivided Earnings 4,782,646
  TOTAL EQUITY 6,654,942
  TOTAL LIABILITIES, SHARES, & EQUITY 85,969,579
INCOME & EXPENSE  
 Loan Income 665,996
 Investment Income 3,960
 Other Income 43,436
 Total Employee Compensation & Benefits 269,623
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 386,139
 Non-operating Income & (Expense) -17,162
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 45,000
 Cost of Funds 72,063
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 24,171
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