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AMERICHOICE FEDERAL CREDIT UNION

Mar, 31, 2021 — AMERICHOICE FEDERAL CREDIT UNION is a federal credit union headquartered in MECHANICSBURG, PA with 5 branch locations and about $227.83 million in total assets. Opened 51 years ago in 1970, AMERICHOICE FEDERAL CREDIT UNION has about 14,537 members and employs 57 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 231382267
Name:AMERICHOICE FEDERAL CREDIT UNION
Address:
(Main Office)
2175 BUMBLE BEE HOLLOW RD
MECHANICSBURG, PA 17055-5563
Phone:(717) 697-3474
Fax:(717) 697-3713
Website:http://www.americhoice.org
Branches:5 branch locations
Members:14,537
Credit Union Type:Federal Credit Union
Charter Number:20041
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1970
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$227,831,813
CEO/Manager:Ken Dyer
Chairperson:Gregg A Wells

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Micro Business Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • In-School Branches
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 62,475,189
TOTAL INVESTMENTS 32,053,706
Loans Held for Sale 0
 
 Real Estate Loans 63,848,874
 Unsecured Loans 15,126,517
 Other Loans 34,814,212
 TOTAL LOANS 113,789,603
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,344,718
 Land And Building 4,037,514
 Other Fixed Assets 404,323
 NCUSIF Deposit 1,794,210
 All Other Assets 14,621,986
  TOTAL ASSETS 227,831,813
LIABILITIES & CAPITAL:  
 Dividends Payable 17,684
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 646,952
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 54,182,190
 Regular shares 86,204,809
 All Other Shares & Deposits 70,918,966
  TOTAL SHARES & DEPOSITS 211,305,965
  TOTAL LIABILITIES 211,970,601
 Regular Reserve 2,814,419
 Other Reserves -2,416,127
 Undivided Earnings 15,462,920
  TOTAL EQUITY 15,861,212
  TOTAL LIABILITIES, SHARES, & EQUITY 227,831,813
INCOME & EXPENSE  
 Loan Income 1,357,806
 Investment Income 133,783
 Other Income 149,053
 Total Employee Compensation & Benefits 1,073,098
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 795,532
 Non-operating Income & (Expense) 217,347
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 40,545
 Cost of Funds 83,288
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 237,813
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