Sep, 30, 2025 — CHRISTIANSTED FEDERAL CREDIT UNION is a federal credit union headquartered in CHRISTIANSTED, VI with 1 branch location and about $33.42 million in total assets. Opened 74 years ago in 1952, CHRISTIANSTED FEDERAL CREDIT UNION has about 3,389 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHRISTIANSTED FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 43 KING ST CHRISTIANSTED, VI 00820 |
| Phone: | (340) 773-5444 |
| Fax: | (340) 773-8946 |
| Website: | https://www.cfcuvi.org |
| Branches: | 1 branch locations |
| Members: | 3,389 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7989 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,420,424 |
| CEO/Manager: | Alphonso J Meade |
| Chairperson: | RONALD MOOREHEAD |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,110,512 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 3,521,603 |
| Other Loans | 8,288,619 |
| TOTAL LOANS | 11,810,222 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -124,781 |
| Land And Building | 598,862 |
| Other Fixed Assets | 18,628 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 252,933 |
| All Other Assets | 0 |
| TOTAL ASSETS | 33,420,424 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 97,406 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 59,346 |
| Regular shares | 21,492,893 |
| All Other Shares & Deposits | 5,222,754 |
| TOTAL SHARES & DEPOSITS | 26,774,992 |
| TOTAL LIABILITIES | 26,872,398 |
| Regular Reserve | 0 |
| Other Reserves | 784,459 |
| Undivided Earnings | 5,763,567 |
| TOTAL EQUITY | 6,548,026 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,420,424 |
| INCOME & EXPENSE | |
| Loan Income | 662,078 |
| Investment Income | 351,299 |
| Other Income | 58,744 |
| Total Employee Compensation & Benefits | 274,655 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 247,493 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 53,505 |
| Cost of Funds | 84,992 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 411,476 |
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