Jun, 30, 2023 — ST. THOMAS FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLOTTE AMALIE, VI with 1 branch location and about $82.62 million in total assets. Opened 72 years ago in 1952, ST. THOMAS FEDERAL CREDIT UNION has about 7,969 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ST. THOMAS FEDERAL CREDIT UNION |
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Address: (Main Office) | 5027 Norre Gade CHARLOTTE AMALIE, VI 00802-6749 |
Phone: | (340) 774-8865 |
Fax: | (340) 777-4785 |
Website: | https://stthomasfcu.com/ |
Branches: | 1 branch locations |
Members: | 7,969 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 7970 |
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Membership Type: | Multiple common bond - Primarily federal, state, local government |
Corporate Credit Union: | No |
Year Opened: | 1952 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $82,620,655 |
CEO/Manager: | Keisha Richards |
Chairperson: | Clifford F Graham |
ASSETS: | $ Amount |
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Cash & Equivalents | 6,416,338 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 21,041,890 |
Other Loans | 9,741,804 |
TOTAL LOANS | 30,783,694 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -246,729 |
Land And Building | 1,847,925 |
Other Fixed Assets | 665,071 |
NCUSIF Deposit | 619,659 |
All Other Assets | 0 |
TOTAL ASSETS | 82,620,655 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 121,011 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 352,913 |
Regular shares | 62,880,809 |
All Other Shares & Deposits | 3,564,510 |
TOTAL SHARES & DEPOSITS | 66,798,232 |
TOTAL LIABILITIES | 66,919,243 |
Regular Reserve | 0 |
Other Reserves | -3,508,099 |
Undivided Earnings | 19,209,511 |
TOTAL EQUITY | 15,701,412 |
TOTAL LIABILITIES, SHARES, & EQUITY | 82,620,655 |
INCOME & EXPENSE | |
Loan Income | 2,100,982 |
Investment Income | 552,198 |
Other Income | 184,964 |
Total Employee Compensation & Benefits | 962,654 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 1,281,679 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,134 |
Cost of Funds | 258,065 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 498,209 |
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