Dec, 31, 2021 — ST. THOMAS FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLOTTE AMALIE, VI with 1 branch location and about $81.59 million in total assets. Opened 70 years ago in 1952, ST. THOMAS FEDERAL CREDIT UNION has about 7,791 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ST. THOMAS FEDERAL CREDIT UNION |
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Address: (Main Office) | 5027 Norre Gade CHARLOTTE AMALIE, VI 00802-6749 |
Phone: | (340) 774-8865 |
Fax: | (340) 777-4785 |
Website: | https://stthomasfcu.com/ |
Branches: | 1 branch locations |
Members: | 7,791 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 7970 |
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Membership Type: | Multiple common bond - Primarily federal, state, local government |
Corporate Credit Union: | No |
Year Opened: | 1952 |
Last Audited: | Dec 01, 2020 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $81,591,922 |
CEO/Manager: | Keisha Richards |
Chairperson: | Clifford F Graham |
ASSETS: | $ Amount |
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Cash & Equivalents | 7,484,459 |
TOTAL INVESTMENTS | 41,035,355 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 21,085,952 |
Other Loans | 8,684,406 |
TOTAL LOANS | 29,770,358 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -299,823 |
Land And Building | 1,854,237 |
Other Fixed Assets | 652,759 |
NCUSIF Deposit | 597,447 |
All Other Assets | 497,130 |
TOTAL ASSETS | 81,591,922 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 110,479 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 272,055 |
Regular shares | 59,127,873 |
All Other Shares & Deposits | 3,508,215 |
TOTAL SHARES & DEPOSITS | 62,908,143 |
TOTAL LIABILITIES | 63,018,622 |
Regular Reserve | 1,959,606 |
Other Reserves | -138,004 |
Undivided Earnings | 16,751,698 |
TOTAL EQUITY | 18,573,300 |
TOTAL LIABILITIES, SHARES, & EQUITY | 81,591,922 |
INCOME & EXPENSE | |
Loan Income | 2,832,873 |
Investment Income | 581,468 |
Other Income | 194,359 |
Total Employee Compensation & Benefits | 1,286,961 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 1,626,466 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -79,417 |
Cost of Funds | 320,974 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 658,064 |
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