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MID-ISLAND FEDERAL CREDIT UNION

Jun, 30, 2023 — MID-ISLAND FEDERAL CREDIT UNION is a federal credit union headquartered in CHRISTIANSTED, VI with 1 branch location and about $17.44 million in total assets. Opened 43 years ago in 1981, MID-ISLAND FEDERAL CREDIT UNION has about 2,251 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MID-ISLAND FEDERAL CREDIT UNION
Address:
(Main Office)
4366 Peters Rest
CHRISTIANSTED, VI 00820
Phone:(340) 778-6297
Fax:(340) 778-3616
Website:https://www.midislandfcu.org
Branches:1 branch locations
Members:2,251
Credit Union Type:Federal Credit Union
Charter Number:23811
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1981
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$17,444,206
CEO/Manager:JULIA CRISPIN
Chairperson:David Rossington

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,298,756
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,591,740
 Other Loans 2,590,863
 TOTAL LOANS 4,209,492
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -102,536
 Land And Building 0
 Other Fixed Assets 26,828
 NCUSIF Deposit 159,169
 All Other Assets 16,536
  TOTAL ASSETS 17,444,206
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 52,640
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 16,269,977
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 16,269,977
  TOTAL LIABILITIES 16,322,617
 Regular Reserve 0
 Other Reserves 206,663
 Undivided Earnings 914,926
  TOTAL EQUITY 1,121,589
  TOTAL LIABILITIES, SHARES, & EQUITY 17,444,206
INCOME & EXPENSE  
 Loan Income 202,531
 Investment Income 117,315
 Other Income 34,113
 Total Employee Compensation & Benefits 171,924
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 149,322
 Non-operating Income & (Expense) -1,759
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 7,071
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 23,883
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